BRAC Bank Personal/Salary Loan Apply now: 01911942426 (Call/WhatsApp)

#BRAC Bank Personal Loan

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BRAC Bank provides personal loans very easily and very?quickly.

Be it your dream gadgets, wedding, medical attention or whatever the requirement might be, BRAC Bank Personal Loan available at your side as always An unsecured loan up to BDT 20 Lac exclusively designed lust to cater your personal is needs.

Interest Rate and Fees

• Interest Rate: The Interest Rate is variable and linked to SMART (Six-month moving Average Rate of Treasury bill, a reference rate published by Bangladesh Bank) + Maximum 3.00% Margin. Based on SMART, we will review the interest rate every six (06) months on the loan disbursement date, keeping the margin fixed throughout the loan tenure. The interest rate will be applied in accordance with the Bangladesh Bank's interest rate guideline and the prevailing BRAC Bank interest rate.
• Processing Fee: Up to 0.50% of the loan amount.
• Supervision Charge: 1% annually.
• Other fees and charges – Applicable in accordance with the retail loan Schedule of Charges.
• Schedule of Charges

Special Features

• A Personal Loan facility for any consumer needs
• Loan amount BDT 01 Lac to BDT 20 Lacs
• No collateral or cash securities
• Flexible repayment Equal Monthly Installments (EMIs) over a period of 12 months to 60 months*

Customer Segment & EligibilityAge

• Minimum age 25 years
• Maximum age 65 years

Professional Experience

• Salaried: Confirmed Employee having minimum total work experience of 1 year
• Businessman: Minimum 3 years of Business experience in same business

Minimum Monthly Income

• BDT 25000 (per Month) *

Required Documents (For Salaried Individuals)

• Photocopy of NID of loan applicant and guarantor
• One passport size photograph of loan applicant and guarantor
• Letter of Introduction
• Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)
• Last 6 months' Bank Statement
• Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac

Required Documents (For Self-employed Professionals like Doctors, Engineers, Accountants, Architects etc.)

• Photocopy of NID of loan applicant and guarantor
• One passport size photograph of loan applicant and guarantor
• Photocopy of Membership Card/Professional Certificate
• Visiting Card of both loan applicant and guarantor (if applicable)
• Last 12 months' Bank Statement
• Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac
• Up to date Trade License of last 5 years (if applicable)
• Registered Partnership Deed for partnership concern (if applicable)
• MOA & Certificate of Incorporation for limited company (if applicable)

Afore mentioned criteria subject to BRAC Bank Product Policy Guideline

• Terms and Conditions of Personal Loan

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Apply now: 01911942426 (Call/WhatsApp)

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