Bought a Drone? Here’s Why Insurance Should Be Your Next Step

Bought a Drone? Here’s Why Insurance Should Be Your Next Step

So you've bought a drone, what's next?

Drone Exposures and Insurance: What You Need to Know

Drones, also known as unmanned aerial vehicles (UAVs), are increasingly used for both recreational and commercial purposes. With their ability to inspect hard-to-reach areas, capture aerial footage, and perform tasks such as crop spraying, drones provide significant benefits. However, they also come with risks.

Common Drone Risks:

  • Bodily Injury & Property Damage: Drones can cause harm if they collide with other aircraft or crash into buildings or people on the ground.
  • Privacy Concerns: Drones with cameras can inadvertently or intentionally invade personal privacy, leading to legal liabilities.
  • Drone Damage: Whether due to accidents or technical failures, drones themselves are prone to damage, making insurance vital.

Insurance for Drone Users: For recreational users, homeowner policies may cover some damages, but exclusions often apply, especially for liability. Commercial operators, on the other hand, need specialized insurance to cover the risks associated with their operations. Comprehensive policies can cover:

  • Liability: For injuries or property damage.
  • Hull Coverage: To protect the drone itself.
  • Invasion of Privacy: Optional coverage for personal injury liabilities.

Drew Bain

Passionately assisting America’s farmers with a focus on helping them be economically viable.

4 个月

Great information. I’ve had quite a few conversations over the last few months with farmers that are looking in this direction, whether it be buying their own or hiring a company to come in to spray so they have more flexibility to spray on demand and/or as another way to help reduce compaction. It sure seams that this trend will continue to grow in popularity.

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