BOOKKEEPING SERVICES

BOOKKEEPING SERVICES

8 Essential Bookkeeping Tips for New Real Estate Investors

01. Open a business bank

Many new investors wonder if they need a separate bank account for their rental property. The answer is a resounding, YES! There are many reasons a business account is necessary. It will help you save time and money.

02. Keep Personal Expenses Separate

This is important: Keep your personal and real estate expenses completely separate. We’re talking separate bank accounts, credit cards, and debit cards.

03. Keep Copies of all Receipts

This is easier than it sounds since you’re not required to keep hard copies. We recommend photos or scans of receipts since they are much easier to work with.

Most accounting software can scan receipts, making them searchable. The software can also link receipts to your bank and credit card transactions, helping you stay totally organized and ready to defend your expenses.

04. Categorize Expenses

OK, so you’ve got a business bank account and are keeping all your personal finances separate. Great! You’re keeping digital copies of all your receipts and staying organized. Good job! Expense categorization should be relatively straightforward, especially if you are keeping all of your receipts.

05. Reconcile Accounts Monthly

Reconciling your accounts is the process that double checks that the recorded transactions match your actual. When everything aligns the accounts are balanced. If you are using technology, this should be a relatively quick process and might happen automatically.

06. Review Financial Statements

Reviewing your financial statements will help you make better decisions. They will also show you exactly how your real estate investments are performing.A Profit and Loss (P&L) statement gives you a summary of your revenue and expenses. It’s important because it shows you how much profit you made. A Balance Sheet is a snapshot of the assets your business owns and what you owe to others. It shows you how much equity you (and any partners or investors) have invested in your business.

07. Find a CPA With real estate experience

Tax is one area where it’s not recommended to go it alone. A tax professional with real estate experience can offer advice and strategies that could save you thousands of dollars and help you optimize your bookkeeping workflow.

08. Use the latest technology

The latest tools make it easier than ever to manage your finances and your real estate investments. They can automate repetitive tasks like data entry, saving you time while improving accuracy.

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