BharatPe Credit Card

BharatPe Card is a payment instrument card issued by SBM in partnership with Resilient Innovations Private Limited. Using the BharatPe Card Mobile App, you can completely control this card. Read on to learn more about BharatPe SBM Commercial Credit Card.

BharatPe Credit Card

• No Annual or Joining Fee
• 1 Reward Point on every purchase of Rs. 50
• This Card is suitable for Reward Points

Rewards Program

• Every Rs. 50 purchase will earn you 1 Reward Point
• Points will not be accumulated for purchases below Rs. 50
• Redeeming reward points is free of charge
• By using your BharatPe Card, you will automatically be enrolled in the BharatPe Card Card Rewards Program
• The BharatPe Card App credits reward points based on the transaction value and the purchase category

BharatPe SBM Commercial Credit Card- Fees & Charges

Annual/Joining/Renewal Fee : Nil

Overdue Interest on Extended Credit : 36% annually

Cash Advance Fees (ATM Withdrawal) : 3% + GST

Balance Enquiry Fee : Rs. 10+ GST

Minimum Due Amount : 10% of the total bill generated

Interest Fee Period : 30+5 Days from 1st of the month. 30 days of interest-free credit, plus 5 days of grace period to repay

Duplicate Statement (Beyond 3 Months) : Nil

GST Applicable on Fees and Charges : 18%

BharatPe Card Mobile App

You can control the BharatPe Card entirely from the BharatPe Card Mobile App. Below are the features of BharatPe Card Mobile App

• Activate your BharatPe Card
• Set your Card PIN
• Manage your physical card
• View your spendings, statements, bills and payments
• Block your Card in-case of theft/misplace
• Raise queries with respect to BharatPe Card