Beech Finance fight for every case
David Spruce
Commercial Finance Underwriting Manager & Chairman of a Grassroots Football Club
With access to one of the largest panel of lenders in the second charge market you could be forgiven for thinking that most of the cases we receive would fit with a lender considering we can offer the below niches, however you would be wrong to think that.
When I speak to a new broker they often tell me that they have placed this case with their usual packager but unfortunately they couldn't find this client a product, that's usually down to the presentation of the case but also most of the larger brokers out there use a sourcing system to place their cases and like any computer they're only accurate if the information has been correctly submitted.
Beech Finance use a Sourcing system to show our audit trail to the regulators, however we manually underwrite all of our applications. I have lost count of the times we have managed to find a suitable product for a client when other packagers who have access to the same lenders and products have failed.
It's not who you know but what you know!
- Rates from 4.704%
- Minimum property values from £40,000
- We can arrange loans up to 95% LTV
- Business loans up to 85% LTV
- Loans can be for any legal purpose
- Self Employed for only 6 months
- Income & Expenditure Products available
- Products that allow up to 6 times income multiples
- Benefits including DLA, Child Tax Credits, Child Benefit and Working Tax Credits
- Ignore any adverse over 12 months old with rates from 7.16%
Call me on 01625 651663 or email me at [email protected]