Banks vs. CRA? Plus, bankers don't see much loan demand
FDIC board member Jonathan McKernan dissented over a newly-finalized Community Reinvestment Act overhaul. Photo: Amanda Andrade-Rhoades

Banks vs. CRA? Plus, bankers don't see much loan demand

Will banks sue over the Community Reinvestment Act rule? Banks and dissenting policymakers have raised the possibility of challenging regulators' Community Reinvestment Act overhaul in court, but it remains unclear whether they intend to walk the walk.

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Watch video: Investing in women CEOs with Patricia Lizarraga of Hypatia Capital. The founder of an ETF that tracks all American public companies with female CEOs sits down with American Banker Editor-in-Chief Chana Schoenberger to discuss why it matters if a company has a woman as CEO.

As banks face Congressional subpoenas, a House Democrat objects: Rep. Jamie Raskin, D-Md., said that House Republican subpoenas seeking information about the finances of the Biden family cross a line in bank data privacy.

Amid soaring interest rates, bankers are downbeat on loan demand: Survey. Banking executives anticipate that loan demand will remain muted over the next 12 months, according to a new survey by the financial services firm IntraFi. That finding lines up with bankers' expectation that rates won't start declining until at least the second half of 2024.

BOK forecasts solid loan growth, rising expenses: The Oklahoma-based bank is projecting a modest uptick in spending alongside continuing loan growth. Many other banks are tightening the purse strings amid weaker loan demand.

How a new credit union service organization is promoting financial literacy: The fintech Greenlight Financial has formed a CUSO to expand access to its family banking app and educational resources after strong interest from credit unions.


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