The Banknote | Insights for a successful 2025
Welcome to February’s Banknote newsletter bringing you the insights shaping the financial services landscape.
Capturing share of wallet in 2025: What UK consumers want from banks and fintechs?
With rising household pressures, changing financial behaviours, and the growing influence of neobanks, the UK financial landscape is evolving fast. Our latest research reveals how consumers are saving, borrowing and choosing providers - and what banks and fintechs must do to stay ahead.?
Neobanks vs high street: Who’s winning the SME banking battle??
Opening a business bank account should be seamless - but is it? A real-world test found a stark contrast: 45 minutes with a high street bank vs 120 seconds with a neobank. RFI Global data shows SMEs have more pain points than consumers, and neobanks are rapidly gaining market share by addressing them. However, SMEs still want a multi-channel experience.?
Breaking barriers: How banks are driving black financial inclusion?
Many Black households face financial disparities, but banks and Fintechs are stepping up with initiatives to close the racial wealth gap, expand access to banking, and support Black entrepreneurship. Explore key data and industry efforts driving financial inclusion.?
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