Axis Knowledge Nuggets - 4
Axis Mutual Fund
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Do #SIPs and Long Term Investments Go Hand in Hand?
We as hard working individuals love to be rewarded with incentives and bonuses. What if we told you that you can increase your chances of rewarding yourself by making smart investments? A lot of people aspire to attain financial stability but they do not realize that they need to first get started with financial planning. Financial planning should be considered by anyone who wants to improve their existing financial status. To begin with financial planning, individuals should first understand their short term and long term financial goals. An individual’s financial goals may vary depending on their age, income, existing liabilities, etc. Individuals are requested to not mimic the financial goals of their peers and to set realistic goals in order to chart out a feasible investment plan.
Once you have made a list of short term and long term financial goals, the next thing for an investor to do is determine their risk appetite. A risk appetite is nothing but an investor’s ability to bear financial risk with hope of benefiting in the long run. Every investment scheme carries a different risk profile and it is exactly why investors should understand their risk appetite. You do not want to invest in a scheme that is beyond your risk appetite as there are chances of your portfolio incurring losses.
Investors with zero risk appetite generally settle with investment schemes offering fixed interest rates. However, these investment schemes offer low interest rates and may not help an investor getting closer to their goal. However, if you are seeking capital appreciation through market linked schemes and looking to give your investment portfolio an aggressive approach then you can consider investing in mutual funds.
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Statutory Details:?Axis Mutual Fund has been established as a Trust under the Indian Trust Act 1882, sponsored by Axis Bank Ltd. (liability restricted to ?1 Lakh).?Trustee:?Axis Mutual Fund Trustee Ltd.?Investment Manager:?Axis Asset Management Co. Ltd. (the AMC)?Risk Factors:?Axis Bank Ltd. Is not liable or responsible for any loss or shortfall resulting from the operation of the scheme.
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.