American Exploitation… Are Credit Scores Modern Chains for Immigrant Populations?

Before we Dive into this week's Business Evolution newsletter, I am thrilled to extend a personal invitation for you to join me for the exclusive "Millionaire Mindset Revolution" Boot Camp. This transformative 60-minute webinar is designed to equip you with proven tools and strategies to unlock your full potential and achieve extraordinary success in your business.

Date: 05/30/2024

Time: 12pm EST | 10am MST | 9am PST

Duration: 60 minutes of intensive training

During this action-packed session, you will discover:

• * The key characteristics of a millionaire mindset and how to cultivate them
• * Proven strategies for overcoming limiting beliefs and embracing a growth mindset
• * Daily habits and routines of successful millionaire entrepreneurs
• * The power of positive self-talk and visualization in achieving your goals
• * Essential components of a winning business strategy and how to develop one

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Dear Thought Leader,

In a world where financial inclusion remains a challenge for many, Amresh Singh's story stands out as a beacon of innovation and empathy. From his early struggles as a newcomer in the United States to the creation of Home Abroad, Amresh's journey encapsulates the spirit of resilience and visionary entrepreneurship.

You can check Amresh’s ?LinkedIn profile here.

The Genesis of Home Abroad:

Arriving in the U.S. with a promising career opportunity, Amresh quickly encountered the harsh realities immigrants face—particularly the daunting financial barriers in establishing credit and buying real estate without a U.S. credit history. His personal trials laid the foundation for Home Abroad, a company dedicated to effectively assisting immigrants in navigating these challenges.

Home Abroad's Mission:

Home Abroad is not just a business; it's a mission to transform the immigrant experience in the U.S. By providing critical financial services and real estate guidance, Amresh and his team empower their clients to accelerate their integration and success in their new country. Home Abroad’s innovative approach includes educational initiatives and content marketing to raise awareness and offer tangible solutions.

Impact and Expansion:

Since its inception, Home Abroad has made significant strides in building a comprehensive platform for financial and real estate services tailored for global citizens. The company's focus on education and empowerment has shifted the narrative, helping immigrants see the potential in early homeownership as a means of wealth building and challenging the status quo of prolonged renting.

Looking Ahead:

Amresh envisions Home Abroad expanding its services to cover more aspects of immigrants' financial needs, including banking and insurance, thus becoming a one-stop shop for newcomers aiming to establish a robust financial foundation in the U.S.

Amresh Singh's story is more than a tale of business success; it's about creating a legacy of inclusion and empowerment. His efforts with Home Abroad offer a roadmap for how businesses can address widespread systemic issues and make a real difference in people's lives starting anew in a foreign land.

The American Dream promises a land of opportunity where anyone can succeed through hard work and determination. However, for many immigrants, this dream quickly dissolves into a harsh reality dominated by an unforgiving financial system. At the heart of this system are credit scores—a tool that, while seemingly impartial, often acts as a modern shackle limiting the financial freedom of immigrant populations.

The Role of Credit Scores:

Credit scores were designed as a measure to predict financial reliability. Yet, they inadvertently perpetuate a cycle of exclusion for immigrants. Upon arrival, many immigrants find themselves in a financial paradox: they can only obtain credit with a history, yet they can only build that history with access. This systemic barrier often makes them vulnerable to higher interest rates and predatory lending practices, keeping them on the economic fringes.

Financial Disparity and Discrimination:

The reliance on credit scores for everything from renting an apartment to obtaining a cell phone plan can segregate and marginalize immigrants. This system does not account for the financial reliability immigrants might have demonstrated in their countries of origin. The result is a discriminatory practice that hinders their ability to integrate and succeed in the new environment.

Psychological Impact:

This financial exclusion goes beyond economics, striking at immigrants' psychological well-being. It can manifest in a sense of insecurity and inferiority that stifles their potential and dampens the immigrant spirit that has historically contributed to the vibrancy of American society.

It's time to question whether the credit score system, as it currently stands, is just another form of exploitation that contradicts the very values America stands for. Reforms are needed to create a more inclusive financial system that recognizes the unique challenges immigrants face and provides them with a fair opportunity to succeed.

With heartfelt gratitude,

P.S. If you wish to be considered to be featured in my next article or appear on the Podcast Rise From The Ashes, please message me.?

The Challenge to Build a Legacy One Mans Journey?

Baz Porter is a renowned leadership expert, international best-selling author, speaker, and “Rise From the Ashes” Top 3% Podcast host with over two decades of experience guiding top executives and organizations toward success.?

As the founder and CEO of RAMS?, a leading consulting firm specializing in leadership development and organizational transformation, Baz has worked with Fortune 500 companies, startups, and government agencies worldwide.

Known for his engaging speaking style and thought-provoking insights, Baz has been featured in leading business publications such as Forbes, Medium, Thrive Global Magazine, Digital Journal, and Yahoo Finance. He is the author of International best-selling books on leadership, including "Cracking The Rich Code Vol 12 " & "Using Trumua To Thrive."

With a passion for helping leaders unlock their full potential and drive positive change, Baz has become a sought-after advisor and coach to top executives across industries. His unique approach, which combines cutting-edge research in neuroscience and psychology with practical business strategies, has helped countless leaders and organizations achieve breakthrough results.

When he's not working with clients or speaking at events, Baz enjoys hiking and fishing in the beautiful outdoors of Colorado, where he resides with his Beautiful wife, Nicola, and their two cats, Max and Milo.

If I could solve a high-stakes problem for you.?

Would that be worth 15 minutes of your time?

Thank you for taking the time to read this article on cultivating a growth mindset among top executives. The insights and strategies shared here have inspired you to embrace the transformative power of growth and resilience in your leadership journey.

Are you ready to take your leadership to the next level and unleash the full potential of your organization? I can help you solve your most pressing, high-stakes problems in just 15 minutes.

To reserve your spot and gain access to exclusive resources and support, book a 15-minute call with me today. I look forward to helping you transform your leadership and achieve your boldest vision for success.

Live with Purpose & Inspire with Legacy,