Am I Ready to Buy?

“Ready to Buy” is a hard term to define. Everyone has different definitions of what this means. Here are some questions that can help you determine if you’re ready to buy:

How much rent am I paying now?

Buying, in some cases, can actually be less expensive than renting. There are some great tax benefits to owning a home (consult a local accountant or CPA for all tax related matters!) If you’re already renting, call me today to see if a Mortgage Payment may actually be less! (630) 262-0401

How much money can I put down on a home?

The real question is how much money should I put down on a home. I regularly discuss all down payment options with my clients. In some cases, a down payment is as little as one or two months rent payments!

Related Article: Buying a Home with Less Than 20% Down

Of course, it’s a great idea to save for your new home. Contact me to discuss your specific situation! I have helped people purchase homes with modest down payments, huge down payments, and even no down payments.

Am I a first-time home-buyer?

I have helped dozens of first-time home-buyers through the process. I love the educational moments. There’s so much to learn! I even have access to special First Time Home Buyer Tips and Down Payment Options.

Related Link: Top 5 Must-Do's for First-Time Homebuyers

Will my family be expanding or changing soon?

Many people stay in their home for about 7 years. A lot happens in 7 years. Families grow, kids move out, and, sometimes, kids move back in. Make sure to consider if your family will be expanding or changing soon.

Have I looked at houses online?

If you’re already looking at houses online, then you’re probably thinking about buying a home. Getting Pre-Qualified by me is the BEST first step to buying a home. Click Here to start the process today. It’s so easy! It’s also a great way to understand your financial situation from a lender’s point of view and get a clear picture of what you should be looking for in your first or next home.

I often hear from my clients that they thought buying a home would be more expensive than it actually is!

What is the best advice you’ve heard about being “ready to buy”?