Airbnb accidents in New York City: What to know about claims
Brandon J. Broderick, Personal Injury Attorney at Law
These days, many people prefer staying at an Airbnb rather than a traditional hotel. Whether you're on vacation or traveling for business, Airbnb provides a home away from home. The option is cheaper and, at times, more appealing than a hotel. However, Airbnb doesn't outshine hotels during compensation after an injury.
You might suffer an injury while staying in an Airbnb because of?negligence. The law allows plaintiffs to seek compensation for such injuries through a claim. Victims have a right to recover damages from the liable party.?
The hotel is liable for compensation if you get injured there. However, if you suffer an injury at an Airbnb, liability isn’t so clear-cut. Do you make a claim against Airbnb, the host, or the landlord? Read on for more on what you need to know about claims after an Airbnb accident in NYC.?
Airbnb Host Liability Insurance
Airbnb offers some protection to those injured during their stays. The company has host liability insurance; it provides Airbnb hosts with?$1 million in liability coverage.
The cover applies to anyone who gets injured in an Airbnb accident. It’s also applicable if a host is legally liable for damage or theft of a guest’s property. Apart from guests, liability insurance also covers co-hosts and cleaners.
If you suffer injuries due to an Airbnb accident in New York City, you can sue Airbnb’s insurer. They will cover losses such as bodily injury, property damage, and property theft. However, Airbnb doesn’t cover some injuries. For example, they won’t cover injuries or damage resulting from intentional actions.?
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When Airbnb’s $1 Million Coverage Isn’t Enough
You may suffer such significant injuries that Airbnb’s $1 million cover isn’t enough. Examples of such injuries include?traumatic brain injury?and acute spinal cord injury. You will need surgery, physical therapy, medication, and more to recover. The cost of all these medical services can quickly add up and surpass $1 million.?
It can be frustrating to find yourself in such a situation. Paying out of pocket can leave you and your family financially devastated. That’s where a lawyer comes in. An attorney can assess your Airbnb accident case and help you recover compensation. They understand the law and can guide you on how to proceed when Airbnb’s cover is inadequate.?
New York City Statute of Limitations
Don’t stay for too long without seeking legal help after an Airbnb accident in NYC. The law provides a deadline for bringing personal injury lawsuits. The deadline is commonly known as the statute of limitations.?
You have?three years?to bring a personal injury suit in New York. It starts counting from the date of the injury. There are few exceptions to filing a claim or suit after the deadline elapses. The court will dismiss your case. If that happens, you’ll lose the chance to recover compensation for your injuries.