After Labor Day & Still Waiting
DrFred Rouse
I Help People Enjoy Retirement Sooner without worrying about a job or a business with breakthrough Short Window Retirement Planning. Details at DrRouseNow.com
As of Friday 9/8/2023, 9 months into the year, 4 days after Labor Day, the Dow is up 28.8% for the year as of Friday's close for a 5K account. And you may be think that you're doing at least okay if not really good.
until...
you realize the same 5K account is still down $2,008 or 40.2% from Jan 2022. Are you tired of waiting yet?
I talked to an educated, "normal," relatively well traveled guy named Duane, that's 53 years old over the weekend. He earns 105K/year as a middle manager for an insurance company. He so worried about losing any money that he keeps his head down and invests his 237K in a balanced mutual fund in his 401k.
His approach cost him over 50K in market losses last year and he thinks he's doing okay since his fund is currently up 17% for the year.
His mouth dropped out when we took a look at how much he actually lost and is still not even close to breakeven from January 2022.
I've talked to other folks this past year that have lost between 10K to 350K or more, depending on their account size in Jan 2022, through no fault of their own. They were following the advice of the financial "professionals" telling them they're in it for the long term and the market always comes back better than before.
When we ran the numbers out with what he'll need to live and what he has, and will have at his current plan, Duane realized that he'll need to work into his 80s (if he health holds up) just to survive.
And you've probably seen or heard of folks that were planning to retire sooner hold off their retirement for at least another 2-3 years to see what happens. Maybe you're one of them.
And you've seen folks that did retire, start looking for work within 6 months to a year after they "retired." They didn't do that because they had nothing better to do.
According to MarketWatch of those that are working past the "traditional" retirement age, nearly all, 92%, indicated they need or want more money for retirement.
There's a better, easier way that's under your control for your REAL independence and the option to enjoy your secure retirement sooner.
In a hypothetical situation...
If you put ONLY $5,000.00 into the Dow Jones DJIA (without commissions and fees) on the first trading day available this year as of the close Friday (9/08/2023) you would have had a gain of $1,440 in your account for the year.
It would have been in the market for a total of 167 trading days.
Faster REAL Independence with Short Window Retirement Planning (TM) System in the same situation with the same 5K account (without commissions and fees); If you traded just 2 commodities, One contract of Corn and one contract of 30 Year Bonds you would have had:
22 Corn trades with a total profit of $11,647 up 233%
Your Corn trades would have been in the market for 32 trading days.
32 Bond trades with a total profit of $28,492.00 up 570%
The Bond trades would have been in the market 44 trading days.
54 Total Trades: 52 Winning Trades; 2 Losing Trade2
领英推荐
REAL Dollar Profit from closed trades on this 5K account: $40,139.00
Total days in the market in the Dow: 171
Total days in the market with Short Window Retirement Planning: 76
Short Window Retirement Planning: Less Risk, Fewer days in market, Higher Profit than the Dow, AND it's ALL under YOUR Control!
(Don't believe it? See the trades here: https://drrousenow.com/sr/results/ )
You would have been in the market for a total of only 73 trading days for both commodities unaffected by the daily market swings or the last year 12 month drop.
You cut your time and risk in the market. It's completely under your control and your maximum dollar risk was just 5K. Chances are that your account has already lost double that last year sitting there waiting for something good to happen. And it didn't happen for the last 12 full months.
With Short Window Retirement Planning, as of 9/08/2023, your original $5,000.00 account would now be worth a total of 45,139.00 up 803%
You can't do that! It's a big SCAM!
Is what they say, or at least think because they don't think those results are remotely possible. You and the folks in "standard" financial planning have never seen anything like that.
And every financial advisor that's trying to sell you mutual funds and annuities to get you an extra percentage point or two will tell you it's not possible. And our preceding year (2022) when most folks were taking a serious loss was even better.
However, the reality of it can't be denied. You can see the actual trades that produced those numbers here: https://drrousenow.com/sr/results/
That's not a value that changes every day with the market's ups and downs.
It's all under your control. Without people, products, or stress; in less than 20 minutes a day. All without disrupting your existing job/business, social life, or day trading, chasing real estate deals, or trying to trade whatever someone said was currently the "hot" item.
And without trying to mentally and financially recover from losing ALL of your 5K account on the 10/14/22 low of last year (28661) that had you down 159% with an account value of -$2,935. after you already lost your original 5K.
This is what happens with a predictable, duplicatable system.
The system doesn't trade every day or every week. It ONLY trades when pre-determined conditions are met. That happens normally 2-3 times per month per commodity on average, and our maximum time in the market is only 4 days per trade.
Duane liked that since he actually wants to enjoy some free time in his retirement. He also realizes that he has no other viable alternative. He can learn something new today that give him the best chance to save his retirement OR he can continue doing that he has been doing and end up working into his 80s.
It seemed clear to him.
Sleep better, work less, and enjoy retirement sooner using this proven system!
Since you can't buy the system on line...
If you want to see how this could work for you go to DrRouseNow.com/ for a video that details the process and what to expect.
Dr. Fred Rouse, Retired CFP
The REAL Money Doctor