Advise * Evaluate * Learn * Grow

All businesses evolve over time. Some by chance, some by plan and some for better or worse. An often inscrutable challenge for business is insurance planning, a topic that some find as much satisfaction in as a root canal. Consequently, businesses are over/under/improperly insured, and are challenged to gain the right coverage as the operation evolves. And no wonder. Insurance agents are not often versed in seeing businesses as living breathing things, and certainly not always aware of the specifics that characterize a given industry's protection needs. To make matters more difficult, many insurance agencies lack the markets to obtain the most favorable combination of premium, coverage and risk management assistance.

As a business owner or advisor to a business, you might be concerned! Consider J.Torvi Advisory as a life raft. With well over three decades assisting business owners with their insurance concerns, you can obtain a professional, unbiased review of your program as it concerns your changing business needs. I don't sell nor solicit insurance products, nor do I represent any insurance company or broker. My only interest is you.

Please contact me for a no-obligation, no-cost discussion of your business (including Not-For Profit and high net worth family entities) insurance and risk management concerns. Thank you.