Advantage Borrower! Gain a Real Advantage in this Hot Market

Citizen's Bank Portfolio Loan Rates Unaffected By New Fannie Mae Fees, Offering a Solid Advantage to Perspective Borrowers

In this red hot housing market, it's in your best interest to be prepared early, including determining from the outset of your search what the best loan options are available to you.??

To support not only getting your offer accepted, but also helping to ensure that you’re obtaining the lowest rates possible, Citizens Bank has Portfolio loans that may be an excellent fit for you.

“Portfolio loans” are loans that Citizens Bank keeps on their books and not sold to government sponsored entitles (like Fannie Mae).

The benefit??

In 2022 Fannie Mae came out with new fees for loans delivered to them after the end of that 1st quarter. This translates into higher rates for those programs and the consumer.??

Get the best of both worlds as we offer Fannie Mae and portfolio loan products. By fitting into a Portfolio program at Citizens Bank, it is avoiding these new fees, and translating into lower rates for you.?

Contact me today if you would like to discuss. There's no cost to doing so, and I'm happy to help.

Happy New Year, Jim