Achieve your goals…faster

Goals. Love em or hate em it’s nearly goal season - the 1st of January.

BUT we still have a whole quarter of 2024 to go.

So don’t wait until the 1st of January to set a goal.

And realistically, sometimes we don’t need a new year or big new sexy goals in our life.

Why not focus on our current goal and achieving it faster?

Sometimes I get business owners to set massive 5 year goals that scare they sh!t out of them.

Then I ask them if they think they could achieve it in 10 years, and just about every time they say ‘yes’ and then tell me exactly how.

It’s a powerful way to think about goals.

Often, goals scare us because we don’t want to go through the pain of taking the time to do it.

Maybe that’s why a bank gives us 20 or 30 years to pay off a mortgage, and we accept that as doable because everyone else is?

Then some mad son of a bish tells you that they can clear it in 7 years.

WTF are they smoking, earning, and who are their parents?

That’s where your mind goes to right?

But that thinking doesn’t help us.

If our mind instead goes to ‘what are they doing that I could learn from?’, wouldn’t that be more useful?

And just because the bank set us the framework of 20 or 30 years, doesn’t mean it’s the goal.

If someone said to me that their goal was to pay off their mortgage, I would say ‘by when?’.

And they would maybe then set some realistic date they know that isn’t possible with how they currently operate. This can become disheartening.

And I would then say, ‘ok well, if you had 10 years to do it, do you think it’s possible?’ And they say ‘yes’ and then tell me how.

Somehow they already know EXACTLY how. So then they need to take action and do the doing.

Over those years, the plan evolves and they speed up the process. It might not even take the whole 10 years because action compounds.

Goals give us direction.

I.e. in this example, clearing your mortgage faster

Timeframes can motivate or scare us.

Actions make it happen.

Action leads to more action, which means new light bulbs and more momentum.

Like this legend…

I've listened to every single episode of KTC including all the ICYWL episodes and wanted to thank you for your content and let you know how it's changed my financial life.

I don't think I'm your intended demographic. I'm an almost 50 year old female nurse who doesn't have an entrepreneurial bone in my body. But I am still a fan of your content. Sadly I only became financially literate recently about 4 years ago. I had already started the process of paying off my mortgage at an accelerated rate when I started to listen to your podcast about a year ago. My focus was on frugality and minimalism in order to pay this off as fast as possible. I was resigned to going without in order to reach my goal. After listening to your advice I instead applied for a second job and now I have a fulltime job and a casual weekend job.

So far this calendar year I have made an additional $12,616 net from my casual job. Every single cent has gone into the mortgage payments in addition to the extra over payments I was already making from my fulltime wage. The motivation I get from you, besides your productivity positive content, is that when I'm tired or feel too busy I think 'what would Luke do?' and I suck it up and go to work. I should be mortgage free in 2 years or less.

I hope that I'm adding value, like you emphasise. But also I have learnt a lot from this new job.

So thank you again for your content. I wish there was a way that it could be compulsory listening for every 20 year old male in New Zealand. Don't let the keyboard warriors/trolls get you down. Don't feel the need to answer this email, I know you're busy.

Let’s call this person Georgie the goal getter.

Georgie has done A LOT right:

? Setting a goal which provides her with direction

? Her brain starts finding solutions to do this faster

? She comes across KTC and is open to the lessons (her brain was looking)

? She takes even MORE action which speeds up the process even faster

? How she achieves it is different to how she thought she would achieve it

? Her timeframe shrinks

? Her goal will be achieved

The only thing Georgie got wrong here is not realising that she is my intended demographic - people who take action.

The whole cut your subscriptions and reuse your rinsed out tea bags isn’t enough when you set a massive goal like killing your mortgage.

You have to think about what someone who would be mortgage free in ‘x’ timeframe really needs to do

Are you willing to do that and be that person?

It might not even be becoming mortgage free.

It could be stacking a house deposit, having $10,000 invested, building an emergency fund.

You know what you need to do….

So, as we head into the 4th quarter of 2024 (crazy!) what is your massive goal?

And if you had 10 years to achieve it, how would you do it?

Got your answers?

I know you do.

So start TODAY!

Be bold,

Luke

P.s. You are one of?11,125+?recipients.?The KTC podcast had over?75,000?downloads in September.?Feel free to share a lesson with?someone to help this reach more people. ___________________________________________________________________________

Did you know:?The national median dwelling value has fallen from $844,825 in February this year to $805,426 in September - CoreLogic

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