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Being in debt is nothing to be embarrassed about. Instead of looking back, take a moment to learn the important credit repair tips that can help you improve your credit score for good. Read on to learn some of the most useful credit repair tips, then contact ___ via our toll free number or the contact form on this page.

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If collection agencies are calling you, sending you letters or otherwise trying to get you to pay a debt, one of the best credit repair tips is to ask them to verify that debt. You have the legal right to request proof that a debt is owed and that the amount stated is valid. Getting proof in writing can help prevent you from paying a debt you don't owe – or overpaying one you do owe.

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While collections agencies do have the right to attempt to collect debt, there are rules in place that you must be aware of. They are only allowed to call between 8 am and 9 pm, in your time zone. They are allowed to contact you at work – but only until you tell them that you cannot be contacted at work. These laws were made to protect you and it's up to you to be sure the collection agencies are following them.

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We've found that many who are looking for credit repair tips don't even realize that debt expires. Contact us today and we can give you specific credit repair tips that pertain to your state, as the statute of limitations does vary by state. We can also provide information to help you better understand when the statue begins. For example, if your state requires that after 4 years of inactivity, collection agencies no longer have a legal right to come after you for debt, we can help you understand when that 4 years began.

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When you're working with collection agencies, they're likely to promise you everything under the sun in exchange for a payment. One example is collection agencies who claim that if you pay the debt in full, they will remove the debt from your credit report. The reality is that not all collection agencies will remove debts – even when they've been paid. If you work with an agent who promises they will do so, be sure to get it in writing before making a payment.

To learn more about these and other credit repair tips, contact us today. We're standing by to offer you the help that can change your financial future.Visit LeafCreditSolutions.com

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