The $80 Billion Problem — That Only Presence Can Validate
Susan Brown
Founder & Chairwoman at AssetChain | Pioneering Tokenised AI Wallets | Gasless AI-Powered Transactions for Institutional Finance
Insurance fraud isn't just growing - it's being supercharged by AI. Every fake claim, every forged photo, every fabricated “incident” contributes to a staggering $80 billion in losses per year in the US alone.
The scary part? AI can now generate incredibly realistic damage photos, alter time stamps, remove metadata, and even simulate evidence — all in seconds.
The problem is no longer spotting the fake — It’s proving the moment was real.
? The Solution: Presence-as-Identity
We’re building a system that doesn’t trust the image - it trusts the moment it was taken.
With the Quantum Key Tokenizer, we bind every capture (photo, video, or data point) to a unique, quantum-secured presence state (|ψ?), combined with real-time entropy like biometric or behavioural signals.
If presence isn’t verified? The image isn’t validated. Full stop.
How It Works for Insurance
The result? ?? The only images that pass are real. ?? AI-fakes and staged scenes are automatically invalid.
Why This Matters for the Industry
Insurers can finally:
And the best part: No app needed. No account creation. No stored credentials.
Just one link. One photo. One verified moment of truth.
Applications
This isn’t a layer of detection. It’s a foundation of trust. The list is endless
Final Thought
AI can fake scratches, cracks, dents, even fire. But it can’t fake presence. It wasn’t there — and it never will be.
Presence is the new proof.
#InsuranceTech #PresenceAsIdentity #QuantumSecurity #FraudPrevention #Insurtech #AIethics #CaptureWithConfidence #PostQuantum #NoProofNoPayout
Founder & Chairwoman at AssetChain | Pioneering Tokenised AI Wallets | Gasless AI-Powered Transactions for Institutional Finance
1 天前Next article is on identity theft is one of the biggest and fastest-growing threats in the digital world, and Presence-as-Identity directly addresses the root of that problem: static identity = stealable identity. Again another game changer, it's time I released all of these and I can't thank you all enough for all the support you provide me.
Founder & Chairwoman at AssetChain | Pioneering Tokenised AI Wallets | Gasless AI-Powered Transactions for Institutional Finance
1 天前Wendy Lamin have a read at this, the book will tell you more :-)
Driving Business Growth with Data-Driven Marketing | Google & Meta Ads Expert | SEO Powerhouse | Boosting Real Traffic, Leads & Sales.??
1 天前AI can fake pixels, but not presence—this is a game-changer for fraud prevention!