8 Steps To Take When Your Parents Need Assisted Living

Steps:

1. 1. Open the Communication Channels
2. 2. Determine your Budget
3. 3. Understand your Parent’s Needs and Issues
4. 4. Know your Limitations
5. 5. Research Well
6. 6. Evaluate the Options
7. 7. Take a Personal Tour
8. 8. Prepare for a Safe Transition

1. Open the Communication Channels

Your aging parents may consider themselves independent, so that you may face resistance to the suggestion of an assisted living community. You need to understand their needs and convey the situation in the best way possible.

• Communication is of utmost importance to help aging parents understand
• Assisted Living is not isolation
• Assisted Living is a combination of being independent and having skilled medical workforces.
• They have complete independence with the support
• Assisted living offers a wonderful peace of mind
• You can always meet each other anytime at the assisted living facility. (In-person visitation rules may apply and change over time as per Texas Health and Human Services directive during the covid-19 pandemic.)

When aging parents realize that assisted living is not like being in a nursing home, and their freedom would not be impaired, it brings a massive change in perspective. Personal conversations help ensure parents assisted living is the right step towards maintaining their health and social activities.

Assisted living is a wonderful choice you can make for aging parents who are not capable of living on their own and managing a healthy lifestyle without constant support. Early planning is necessary to begin finding assisted living for parents.?

So if you are thinking about getting parents into assisted living, start by opening the communication channels.

2. Determine your Budget

Arriving at a reasonable monthly budget is often one of the key criteria in the decision-making process. The cost of assisted living varies for each community. Some assisted living communities have an all-inclusive rate, while others may have a base rate plus level of care charge.

Assisted living expenditures often fall under the bracket of “private pay.” Some long-term care insurance plans may include support for this category. However, an individual can opt for an assisted living waiver as long as the beneficiary meets the clinical eligibility for the said waiver.

One cannot solely depend on Social Security benefits to pay for assisted living. While it is an important source of income for senior members, the commercials of assisted living may go higher than the amount received through Social Security.?

Besides, assisted living costs vary per region in the United States. Social security benefits are based entirely on one’s lifetime earnings and the area of employment.

Veterans Administration (VA) also offers support for assisted living provided the eligibility criteria are met. Enrollment at the VA assisted living centers is as per availability and eligibility.

Depending upon your health insurance plan, Medicare may offer certain services not covered by assisted living. Some states have recently increased their support for assisted living through Medicaid programs. But, it may not cover the entire cost of the program.?

For example, a particular plan may cover only the personal care services available through assisted living.?

The variation in plan benefits needs a deeper understanding to know if your parents can apply for certain Medicare or Medicaid benefits. Therefore, It’s vital to connect with qualified professional advisors.?

So before you wonder how to get your parents into assisted living, start by determining your budget.

You can read the full article at https://www.senexmemory.com/blog/parents-need-assisted-living