A 6-YEAR SECRET & $92,389 OWED We Still Helped Them Buy Their Dream Home

"Many people who call us are incredibly nervous; usually, it’s because the IRS is after them. But sometimes, their fear is much deeper than that, like in the case of one of our more recent clients. For the sake of this story, we’ll call them Bob and Jane.?

Bob and Jane are from Houston, where we also have an office. Bob came in — alone — looking incredibly anxious. Our first order of business was to hear his story and gather the details of his situation. Bob was in sales, and his wife Jane was a waitress. Bob was responsible for filing their taxes, except he hadn’t filed for six years. It started with one missed year (he traveled a lot for work and forgot), but it just began to snowball after that. One missed year turned into six, and a tax debt owed of $92,389.

Bob was undoubtedly nervous because of the amount of money he owed and because he hadn’t filed, but what he was most distraught over was the fact that his wife had no idea any of this was going on. He had never told her he forgot to file. Bob had even gone so far as to get a P.O. box so Jane wouldn’t see any of the letters from the IRS. His main concern was that they were trying to buy a house, and he didn’t want her to find out about their tax debt in a denial letter from a bank or lending institution when they tried to get a mortgage.

So first and foremost, we told Bob we needed to tell Jane before we could proceed. Technically, this had put her in debt too. We offered to help Bob tell Jane about the debt and the missed filings by presenting her with a plan, one where we’d help them reduce the amount they owed.?

The meeting was a success, and Jane appreciated that Bob came clean. Next, we got them caught up on their missed filings and began our negotiations with the IRS. In the end, everything was taken care of for under $40,000, and Bob and Jane were able to buy their dream home.?

We’re so happy we could give Bob’s tax (and potentially marriage) nightmare a happy ending!"