6 high-value cash transactions that can get you flagged by I-T dept

6 high-value cash transactions that can get you flagged by I-T dept

The Income Tax Department is aware of some high-value transactions that, if disregarded, could put you in trouble with the law. Tax authorities keep a careful eye on a range of cash-related transactions in order to avoid both money laundering and tax evasion. Financial institutions, including banks, brokerages, mutual fund firms, and property registrars, are required to notify the tax department of any cash transactions that surpass a certain amount. Tax authorities are closely watching the following list of cash transactions:

Purchasing real estate holdings

Property registrars are required by Section 12 of the Prevention of Money Laundering Act, 2002 (PMLA) to inform tax authorities of any transactions or purchases of immovable properties valued at ?30 lakh or more. The deadline for submitting this notification is 30 days from the date of property registration. The property registrar is required to provide the tax authorities with the following information:

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  • The names and addresses of both the buyer and seller
  • The transaction date
  • The property type (e.g., land, house, apartment, etc.)
  • The property’s location
  • The sale or purchase price of the property

Tax authorities use this data to track large-scale cash transactions and spot possible cases of money laundering and tax evasion. Whether the payment is made with cash or by check, all transactions involving the purchase and sale of immovable property valued at ?30 lakh or more must be reported to the property registrar.

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