5 Myths About Down Payment Assistance – Busted!
Vivienne "Viv" Cunningham PA
Down Payment Grant Coach ?* First Time Home Buyers * Relocation Specialist * New Home Sales *Referrals *Vacation Homes * Sellers Agent *First time buyer classes *Mentor *Podcast Host
Hey Future Homeowners! ???
If you’ve been holding off on buying a home because of the down payment, let’s clear up some of the biggest misconceptions out there! There’s a lot of misinformation when it comes to down payment assistance, but today we’re busting the top 5 myths to help you get on the path to homeownership.
Myth 1: You Must Be a First-Time Homebuyer
Busted: Many people think down payment assistance is only for first-time buyers, but that’s not true! Many programs are open to those who haven’t owned a home in the past 3 years—or even for repeat buyers in some cases.
Myth 2: Down Payment Assistance Is Only for Low-Income Buyers
Busted: While some programs do have income limits, they are often much higher than you might think! Many middle-income earners can qualify, depending on your location and the specific program.
Myth 3: It Takes Forever to Qualify
Busted: The process is easier than you think! With the right guidance, you can apply and get approved for assistance without the hassle. I’ll walk you through every step to make it simple and stress-free. ???
Myth 4: You Have to Pay It All Back Right Away
Busted: Many assistance programs offer forgivable loans, meaning you won’t have to pay it back if you meet certain conditions like living in the home for a few years. Others have deferred payments, so you won’t feel the financial strain.
Myth 5: There Aren’t Many Programs to Choose From
Busted: There are SO many options, from national programs to local and state-specific ones like Florida’s Hometown Heroes Program. Chances are, there’s something out there that fits your unique situation. ??
Ready to Bust These Myths & Start Your Homeownership Journey?
Let’s talk! If these myths have been holding you back, now’s the time to explore your options. I’m here to help you find the perfect down payment assistance program and guide you through every step of the process. Your dream home is closer than you think!
?? LIVE Podcast Alert! ?? Are you ready to own your dream home and get help with up to $70,000 in down payment assistance? ????
Join Viv Cunningham, your trusted Realtor, and Michelle Young, Mortgage Loan Originator, for an exclusive LIVE episode where we break down everything you need to know about down payment assistance programs and how YOU can qualify!
?? When: December 9th, 2024
?? Time: 6:00 PM
Get all the tips and insights to start your homeownership journey with confidence!
Join us and take the first step toward your new home. ??
Ready to Get Started Now? If you can’t wait until the podcast or want to chat sooner, click here to schedule a free consultation with me. Let’s see how much you qualify for and start your homeownership journey!
Stop making your landlord richer—it's time to invest in yourself!