5 Must-Read Finance Books in 2025 Recommended by a Financial Advisor for Australian Women to Build Wealth and Confidence

By Molly Benjamin, Founder of Ladies Finance Club

Listen to the full podcast?here.

When it comes to financial literacy, finding the right resources is key to boosting your money management skills and setting yourself up for long-term financial independence. Whether you're new to personal finance or looking to refine your budgeting and investing strategies, having a go-to list of must-read books can make all the difference.

To help you navigate the best financial books of 2025, we sat down with financial advisor Dawn Thomas CFP?, SSA on this episode of Get Rich. As a money expert, podcaster, and all-around finance enthusiast, Dawn has spent years reviewing books that break down investing, superannuation, market fluctuations, and financial education into actionable steps. If you’re ready to build wealth, develop a strong money mindset, and take control of your financial future, these are the books to add to your reading list this year.

How to Choose the Best Finance Books for Your Money Journey

Not all finance books are created equal. According to Dawn, the best financial books should be engaging, practical, and approachable. Many people find financial concepts intimidating, so a great book should break things down in a way that feels empowering rather than overwhelming. Whether the book is about budgeting, investing, or retirement planning, it should provide clear guidance and realistic steps for improving financial literacy.

A well-written finance book also aligns with your personal financial journey. Some books focus on the fundamentals of money management, while others dive deeper into investment strategies, superannuation, and long-term wealth building. No matter your starting point, the right book will help you take the next step toward financial independence.

1. Girls Just Wanna Have Funds?by Molly Benjamin

A fun, engaging, and practical guide to personal finance, Girls Just Wanna Have Funds is perfect for women looking to take control of their money. Dawn highlights how this book stands out due to its inviting tone, relatable storytelling, and easy-to-follow explanations. Instead of intimidating readers with jargon, Molly Benjamin breaks down investing, budgeting, and money mindset shifts in a way that feels accessible and empowering.

Whether you’re just starting your financial journey or looking to refine your money habits, this book will help you confidently manage your finances without the overwhelm.

2. Money School?by Lacey Filipich

If financial independence and time freedom are your goals, Money School is a must-read. Lacey Filipich introduces the concept of FIRE (Financial Independence, Retire Early) and her own version of it, FIRE (Financial Independence and Time Rich) which focuses on creating wealth while also prioritising quality of life.

This book covers everything from effective budgeting to investment strategies, career progression, and wealth-building techniques. It’s an excellent resource for those looking to understand how to make smarter financial decisions while still enjoying life.

3. Sort Your Money?Out by Glen James

Glen James brings humour and real-world financial advice together in Sort Your Money Out, making it a great choice for anyone who wants to learn about financial literacy without feeling like they’re sitting through a lecture. He introduces the concept of LOOT (Live Life on Your Own Terms) and provides actionable strategies to help readers manage their money better.

The book covers everything from getting out of debt to building wealth and investing. James also shares insights into side hustles, career growth, and financial independence, making it an ideal read for those looking to take control of their personal finances in 2025.

4. The Money Sandwich?by Marc Bineham

Perfect for those balancing the responsibilities of supporting both children and elderly parents, The Money Sandwich addresses the financial challenges of the “sandwich generation.” As a seasoned financial advisor, Marc Bineham offers real-life financial planning strategies to help readers navigate superannuation, investments, and retirement planning.

One of the standout takeaways is his discussion on the Goldilocks Phenomenon in Superannuation, the tendency for Australians to leave their retirement savings in default balanced funds instead of actively selecting an option that aligns with their financial goals. This book is an excellent resource for anyone wanting to improve their long-term financial security.

5. Buying Happiness?by Kate Campbell

For those who want to deepen their understanding of financial education and money mindset, Buying Happiness is a must-read. Kate Campbell goes beyond traditional money management tips and encourages readers to align their financial decisions with their values and happiness.

This book includes interactive exercises designed to help readers reflect on their spending habits and identify whether their money is truly working for them. It’s a fantastic resource for those looking to create a financial plan that prioritises well-being and financial stability.

Bonus Recommendation: Kids Ain’t Cheap?by Anna?Kresina

Although our top five are essential reads, we couldn’t leave out Kids Ain’t Cheap by Anna Kresina. Winner of the Money Inclusion Award, this book is a great resource for parents looking to manage their family finances while planning for their children’s financial future.

How to Get the Most Out of These Financial Books

Reading is just the first step, taking action is what truly makes a difference. Here are some ways to maximise the impact of these books:

• Take Notes and Highlight Key Lessons: Jot down the most valuable insights and reflect on how they apply to your financial situation.
• Implement One Strategy at a Time: Don’t feel pressured to overhaul your entire financial plan overnight. Start small and build up gradually.
• Discuss With a Money Accountability Partner: Talking about money with a trusted friend or partner can help reinforce new habits and keep you motivated.
• Use Financial Tools and Apps: Many books recommend budgeting and investment tracking tools, put them to use to stay on top of your finances.?

2025 is the year to take control of your financial future, and these must-read books will set you on the right path. Whether you’re looking to improve your budgeting, master investing, or build long-term wealth, there’s a book on this list for you.

Start your financial education journey today and empower yourself with the knowledge to make informed decisions about your money. Which of these books will you be adding to your reading list? Let us know in the comments!

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