The 5 Best Cash Back Apps in Canada to Save Money

Saving money on your daily purchases is easier with the best cash back apps for grocery and online shopping, with features including exclusive deals and valuable rewards.??

Learn about the 5 best cash back apps in Canada you can use to save money on your everyday expenses, such as KOHO, Neo Money Account, Rakuten, Great Canadian Rebates and Swagbucks.

Best Canadian Cash Back Apps?

KOHO

KOHO is a financial technology company offering an easy-to-use app that comes with a prepaid Mastercard reloadable card. With this app and card, you earn rewards whenever you use the debit card for online payments and in-store purchases.

The easy-to-use mobile app lets you earn cash back in different ways:

• Get 1% cash back on daily purchases, including groceries and transportation.
• Earn up to 5% cash-back at select merchants, such as Macy's, Clinique, Crocs, Booking .com and Expedia.
• If you sign up for any of KOHO's plans (Essential, Extra or Everything), you can get up to 50% cash back by purchasing from thousands of new merchants in its partner network.?

To earn the extra cash back, sign up for any of the three plans ($20 bonus offer) then make a purchase anywhere, both in-store and online.

Neo Money Account

Use the Neo Money cash back app to earn cash back at thousands of Neo retailer partners. Earn a monthly minimum cashback of 0.5%, 1% on gas and groceries, 2%+ at retail partners, 3% on streaming services, and an average of 5% on restaurants and at over 12,000 retail locations.

Deposit at least $50 in your Neo account, complete your initial purchase and earn up to 15% cash back. ?

Rakuten

Get cash back anytime and anywhere you are in the world using the Rakuten app, whether you're shopping online or in person. Earn up to 40% cash back at over 750 stores. Download Rakuten and visit your preferred store via the app whenever you shop.?

Start earning cash back by signing up for a free account. Get a $30 bonus when you spend at least $30. Earn $30 more for every friend you refer to on Rakuten. You can redeem your earnings via PayPal or cheque.??

Great Canadian Rebates

Great Canadian Rebates (GCR) is a cashback and rewards platform that lets you save money through online coupons and cashback rebates every time you shop via the GCR website. Registering at the site is free, with no required member fees.?

To earn cash back, sign up and log in to your GCR account and click on the appropriate link from GCR to the merchant before purchasing. You can redeem your rebates and bonuses through Direct Deposit, PayPal or preferred eGift cards once your balance reaches $12.

Swagbucks

Swagbucks is a rewards platform that offers cash back when you shop online via its website or in-store. You can earn up to 25% cash rebates. Earn additional cash back by combining your preferred credit card with Swagbucks coupons, promo codes and deals.

Sign up for free at Swagbucks and get a $5 welcome bonus. Every time you purchase via Swagbucks, you accumulate SB points that you can redeem for cash back from PayPal or gift cards from retailers like Amazon and Walmart.?

Best Grocery Cash Back Apps in Canada?

Caddle

Earn money and cash back rebates using the free Caddle app. Caddle is a Canadian-owned grocery cash back app that lets you save money through cash back rebates on daily purchases.?

To start earning rewards, download the Caddle app and complete the registration process. Browse new weekly deals, shop at your preferred store and upload your receipt using the app. Once you have at least $20 in rewards, you can cash it out and get a cheque in the mail.?

Checkout51

The Checkout51 cashback app lets you save money on your daily purchases like groceries, household products and other daily items. You can earn cash back of up to $15, depending on the item you purchase.?

Download the Checkout 51 app, create your account and start shopping. To earn your cash back, upload your receipt using the app so that it gets credited to your account. When your balance reaches $20, you can cash it out and receive a cheque in the mail.

PC Optimum

PC Optimum offers a loyalty program, in which you can get up to 10% back by shopping using your PC Mastercard in combination with the PC Optimum program. You can earn rewards at a rate of 10 to 15 points per $1, depending on where you shop.

Earn more points when you use your PC Financial Mastercard, open a PC Money Account, or pay with the Tangerine Money-Back Credit Card. When your points reach 10,000 PC Optimum points, you can redeem your points in-store or online for up to $10 worth of free stuff.?