4 Ways to Save on Car Insurance

Car insurance, there’s no way around it. If you have a car, you need car insurance. However, just because you are required to have it, doesn’t mean you have to spend a fortune on it. 

Luckily, as your local insurance agent, I’m here to help save you some money!  

Here are four tips on how you can save on your car insurance. 

1. Take the highest deductibles you think you can afford.  

Some benefits of this include; immediate credit for a higher deductible and less likely increases due to claim frequency.  

2. Bundle your insurance policies.   

Typically, if you look to bundle your insurance policies (homeowners, auto, and life) your policy rate would be less expensive than having policies with different companies.  

3. Drive safely to avoid accidents and driving convictions.  

Driving record is sure to have a big impact. This seems like the obvious answer but it goes a long way with your insurance company. Simply put, if you want the most affordable insurance possible, you must do your best to keep your driving record clean.  

4. Take advantage of credits.  

If you’ve been shopping for car insurance, you’ve probably learned that most companies that claim to lower insurance costs just reel you in, and before you know it, your rate is too high for your budget. Credits vary by company, both in terms of availability and amount. Some credits include safe driver, good student, safety devices (anti-lock brakes, airbags), and anti-theft devices. 

When it comes to car insurance, we take another route. Because we represent many carriers, we find a company that offers a rate you can afford long-term, plus provide the service and integrity you expect. Best of all, if you ever have an accident, you’ll receive prompt attention and payment. Imagine that.  

If you would like for us to spend time reviewing your current policies and let you know if we can improve your coverage and save you money, contact me!