4 questions to Ask to Find the Right Public Adjuster

Dealing with any property loss, including fire and hail damage is difficult, emotional and overwhelming. There are so many moving parts, is almost impossible for a property owner to figure out what they need to do next. Insurance companies may use a variety of tactics to delay or deny the payment of a claim.?

That is why finding an experienced public adjuster to advocate for you is essential. An experienced Public Adjuster has the relationships with resources which impacts a positive outcome for your claim.

What questions should be asked before hiring a Licensed Public Adjuster?

#1: Is your advocate only working for policyholders?

A genuine Public Adjuster will?exclusively?work on behalf of policy holder and never represents any of the insurance companies. This avoids any conflicts of interests.

#2: Does the company have the required state licensing and industry specific affiliations?

To work as a public adjuster requires a license issued by the Division of Insurance.?The adjuster should be?bonded and carry Errors and Omissions insurance.?

#3: Does the Public Adjuster have Referrals?

The best way to find a reputable Public Adjuster is through word of mouth. Additionally, ask the Public Adjuster under consideration for testimonials, case studies, and a list of past clients you can contact.

#4: How many claims are currently being handled by the adjuster?

Each claim has it's set of intricacies. As a result, a property owner faced with a claim needs to know their advocate will be accessible, communicative and give his or her claim the individualized attention it deserves.