3 YEAR BANKS FIXED INCOME
Cashbox Global
Predictable growth & income investments delivering 10-14% annually in USD, GBP or Euro, from the world’s strongest banks
HIGH-YIELD FIXED INCOME, LOW-RISK STRUCTURE
In unpredictable markets, securing a fixed income with no surprises is a top priority for many investors. With this note, you can count on a stable, unconditional USD 11.04% coupon per annum, distributed quarterly, providing a dependable income flow regardless of market fluctuations.
This transparency means you’ll know exactly what to expect each quarter, offering much-needed predictability in volatile times.
The strike date for this opportunity is 3rd December 2024.
HOW IS A FIXED INCOME NOTE STRUCTURED?
As a fixed interest coupon, there are no conditions attached to the income trigger being activated.
This product will pay a quarterly fixed (guaranteed) coupon, irrespective of the performance of the Underlying stocks.
The underlying stocks are only used as a reference in relation to the capital protection barrier at maturity. At the Final Observation date, if all Underlyings are at or above the Capital Protection Barrier, then full capital is returned.
If any Underlying is below the Capital Protection Barrier, capital return will be reduced on a 1-for-1 basis.
INVESTMENT DESCRIPTION
A 3 YEAR INVESTMENT TERM
This is an income note paying a quarterly coupon regardless of market movement.
The note has a fixed return of USD 11.04% per annum.
In addition to the guaranteed coupon payment, there is deep capital protection at maturity.
The reference basket is only used in relation to meeting the conditions for the capital protection barrier.
By including the capital protection barrier risk to capital is reduced.
THE CAPITAL PROTECTION
As with all Cashbox Global notes, deep Capital Protection is one of the standout features of this structured note with robust capital protection at maturity, providing a significant safeguard for investors.
The underlying basket is made up of top-tier banks—four of Europe’s most stable and globally influential financial institutions. If any of the underlying stocks experiences a downturn of up to 50% at the final observation, investors will still receive their full capital back at the end of the term.
Each bank in the basket has been carefully selected for its stability and resilience, with A-rated creditworthiness and strong performance histories in Spain, Italy, Germany, and the UK. This level of capital protection allows investors to benefit from attractive returns without compromising peace of mind, knowing that their principal is shielded from substantial market volatility.
THE BASKET
A reference basket represents some of the largest banking institutions in Spain, Italy, Germany and the UK. The banks themselves are all Tier 1 A rated and are market leaders not just in their jurisdictions, but with global presence as well.
BARCLAYS PLC
BARC LN Equity
Barclays PLC is a global financial services provider engaged in retail banking, credit cards, wholesale banking, investment banking, wealth anagement, and investment management services.
UNICREDIT SPA
UCG IM Equity
UniCredit S.p.A. attracts deposits and offers commercial banking services. The Bank offers consumer credit, mortgages, life insurance, business loan, investment banking, asset management, and other services. UniCredit operates worldwide.
BANCO BILBAO VIZCAYA ARGENTARIA
BBVA SQ Equity
BBVA attracts deposits and offers retail, wholesale, and investment banking services.
The Bank offers consumer and mortgage loans, private banking, asset management, insurance, mutual funds, and securities brokerage services. Banco Bilbao Vizcaya Argentaria operates in Europe, Latin America, United States, China, and Turkey.
DEUTSCHE BANK AG
DBK GY Equity
Deutsche Bank AG is a global financial service provider delivering commercial, investment, private, and retail banking. The Bank offers debt, foreign exchange, derivatives, commodities, money markets, repo and securitization, cash
equities, research, equity prime services, loans, convertibles, advice on M&A and IPO's, trade finance, retail banking, asset management, and corporate investments.
POTENTIAL RISKS
? The return is limited to the pre-defined investment terms.
? Investors will be exposed to the credit risk of the Issuer. If the Issuer becomes insolvent or cannot make the payments on the Product for any other reason, investors could lose some or all of their investment. A decline in the Issuers credit quality is likely to reduce the market value of the Product and therefore the price an investor may receive for the Product if they were to sell them in the market.
? Should investors need to sell their investment before maturity, the trading price will likely mean they get back less than they invested.
? There is a higher risk of large or total capital losses when Underlyings are individual Company Stocks rather than Stock Market Indices.
? There is a risk to capital should one of the Underlyings breach the Capital Protection Barrier on its Final Observation.
SUITABILITY
THIS PRODUCT MAY BE SUITABLE FOR INVESTORS WHO:
? Are seeking the opportunity for higher returns than current cash rates at the time this product was launched.
? Are seeking income rather than growth.
? Understand and accept there is a risk to capital and how the Capital Protection Barrier works.
? Understand the impact of global economic issues and how they may affect the product. Are looking to invest for the short term, being happy to remain invested until maturity.
? Can afford to have their cash invested for the full term of the Product.
? Wish to use this investment as part of a well-diversified portfolio.
? Understand that the returns are pre-defined and that they will forgo any growth in the Underlyings which exceeds the fixed level available with this investment.
? Understand that they own the contract, not shares in the underlying basket.
? Understand the risk to capital in the event of a counterparty default.
? Should they need to sell their investment, accept that the trading price will likely mean they get back less than they invested.
You can access the Rationale here
HOW TO INVEST
THREE EASY STEPS
Investors need a custodial a custodial platform to invest in a Cashbox Global Structured Note. A custodial platform is a regulated trading or stockbroking platform. If you don’t have one, you would need to open account. Visit our website www.cashbox.global for a list of popular options used by our investor community.
Cashbox Global are platform agnostic and the account is in your name. We do not have site or control of the account. We never touch any investor’s funds. You are in complete control.
STEP 1 – Notify us by email that you would like to invest on [email protected].
STEP 2 - We will send you the ISIN Number (International Securities Identification Number)
STEP 3 - Instruct your trading platform to execute the trade into the structured note on your behalf.
STAYING UPDATED
Cashbox Global will keep you informal all along the way.
Once the note issues we notify you of the start prices of the underlying basket, and each quarter, until maturity, we will send you a notification on the performance of your note.
Education is important to us and in addition to the quarterly notifications we provide ongoing support, refresher education and information relevant to structured note investing.
We also keep you updated on new products.
IMPORTANT
This document has been prepared for information purposes only by Cashbox Global.
It is important that you read this document in full in conjunction with the Fact Sheet available on our website www.cashbox.global.
The information within this document is not advice nor should it be considered so as Cashbox Global does not provide advice as to whether this investment is suitable for you.
Remember
This investment opportunity has limited capacity.
The opportunity will close early if full capacity is reached before the stated subscription closing date!
The underlying shares in the basket are used for reference purposes only. You do not own the shares.
For more information, email [email protected].
Take Care
The CASHBOX GLOBAL Team