3 Ways To Defend Your Property From Rising Waters
Green Shield Risk Solutions
Making the world more insurable. Pioneering strategies in catastrophe risk management.
In our last post, we discussed how it will take a fortress mentality to make properties more durable and resilient to extreme climate events. In this post, we’d like to explore the different options available to fortress a property from extreme flooding.
High Up & Far Away
Society discusses a property’s flood risk by whether that property sits in a flood zone or if it’s outside a flood zone. We think about this in a different way:
?? Every property is in a flood zone. The question is, which one? Some properties are highly prone to flooding, others less so. You can be on the top of the mountain, and still be vulnerable to flood if the soil around you is saturated enough.
With that said, distance is your friend. Distance from a flood source, the height distance of the ground elevation at your property, and the height at which your property is elevated off the ground. When you maximize all three, you can truly limit your exposure to flood damage.
Of course, once a property is built, you can no longer go back in time to adjust the distance. Properties are fixed at a location and for most properties, there is no physical way to elevate it. Because of that, we focus this article on flood defense. What are the prevention and mitigation options that can keep water away? We explore three main types of flood defense, Bags, Bladders and Walls.
Sandbags
Sandbags are usually the de facto tool to prevent flood waters from advancing. Fill burlap bags with sand, stack the bags on top of each other and you now have a sand wall that should be impenetrable to water. While relatively straightforward in theory, sandbags come with all sorts of issues complicate their effectiveness:
Chemical Bags
An alternative to sandbags is chemical bags, which contain a water-absorbent material that swells when in contact with water, up to some maximum saturation, and then becomes a water membrane.
An example would be Quick Dam. Quick Dam can swell up to 12 inches in width, 24 inches long, and 3.5 inches in height. Here is an image:
The benefits of this technology are that:
The drawbacks to chemical bags are:
Other vendors in this space include
Bladders
Bladder Flood Protection use water-filled vinyl/rubber tubes to block flood waters from advancing. Water at volume is dense and heavy. A water-filled rubber tube is heavy enough to prevent both, water from permeating beneath the tube and prevent water from bowling over the tube as well. They are often used in industrial use-cases, but can also be applied to residential. Here is an image of a flood bladder:
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The advantages of flood bladders are that:
The disadvantages are:
Bladder solution providers include:
Aqua Dam
Mobile Erected Walls
When the depth of water is expected to exceed 3 feet, the only other alternative is to erect a strong enough wall to hold the water back. There are now several manufacturers using various technologies to stop floods up to several feet in depth.
Muscle Wall - Muscle Walls are polyethelyne sections where pieces slide and lock into one another. Muscle Wall has several different options and do provide one option that can reach 8ft in height.
Muscle Wall example (4ft height)
Aqua Fence - Aqua Fence is the flip phone of flood defense. Their solutions come as a flip-style collapsible table. Once opened and assembled, the Aqua Fence capitalizes on the weight of water to lock the pieces in place and steel cable to prevent the open fence from hyperextending. The tallest solution stands at 9 feet.
PortaDam - Portadam manufactures steel A-frame walls for flood protection The company has an expertise in coffer dams, so they are well aware of how to keep deep flowing water away from life and property. They use the same technology for their flood solution.
The advantages of an erected wall are:
The disadvantages of erected walls are:
Which solution you use will depend on your own unique property situation. We recommend that you conduct a full flood risk analysis to understand the various depths of water you are likely to see, how frequently you may be exposed to flooding, and the budget available to execute a defense plan. If you’d like to explore the frequency and severity of flood events for your property, reach out to us at: [email protected]
| Expert- Consultant| MC Consultants| ??Insurance Elephant??|Insurance Advocate
2 年Much to consider, efficacy, cost, and ease of use. The side benefit of all the options- property owners will be thinking about protection and damage mitigation with probable options that exceed those included within the article. Thanks for the share, ???? Nick Lamparelli, and the article, Green Shield Risk Solutions