3 Considerations with Friends as Caregivers

First, I think using friends as caregivers can be a great idea, but it should be done eyes wide open, and through an agency. Here are three considerations before using friends as caregivers for your loved ones:

1. Damaged Relationships: You want your friends to remain friends, and Caregiving can be stressful and demanding. It can put a strain on even the closest friendships. Disagreements about care decisions, scheduling, and compensation can lead to resentment and damage the relationship. It can be difficult to maintain clear boundaries and expectations when a friend becomes a caregiver. This can lead to misunderstandings, conflicts, and a blurring of the lines between personal and professional relationships.

2. Liability: While it is great to have a friend help your loved one, it is best done through a company. Many home health companies will hire your friends as caregivers. The most common aspect people don’t realize is the legal liability they take on by having a friend provide care. Home Health Aid workman’s compensation insurance is high, because the job is fraught with injuries. Particularly low back injuries. What happens if they are injured at your house and can’t work? You will likely wind up paying. Friends may not have the necessary training or experience to provide adequate care, especially for those with complex medical needs. This can compromise the safety and well-being of the care recipient.

3. You become the Employer: When it comes to applying for Medicaid, any transfers not shown to be an arms length transaction may be called into question. If you are paying someone regularly, you will need to comply with payroll and employment regulations. These situations aren’t a problem, until they’re a problem. Letting the Home Health Company take care of the business end often reduces complication, stress and liability.

While it may be tempting to rely on friends for caregiving, it's important to consider the potential risks and challenges involved. Professional caregivers can provide the expertise, support, and objectivity needed to ensure the best possible care for your loved ones.

Steve Lybrand M.A.