#27 February 22nd, 2022
Blake Carroll, CPA
PwC People Team - Manager | Helping Aspiring CPAs Navigate the CPA Exam with Confidence
Thought of the newsletter: Everything I go through is a necessary and helpful step in my journey toward the future I want.
I recognize that sometimes life is just hard and we go through great difficulties, and that in that time it is very difficult to find purpose or a reason for the pain. I do not minimize that. But I do think it is an empowering mindset to believe that something good will come from the bad. The difficulties you are going through will help you down the road because of the growth and lessons they lead to.
This is a short but impactful anecdote on how often in life the good and the bad coexist. Those conflicting situations can absolutely occur at the same time. Joy and sorrow together, difficult times and growth together. The bad helps us appreciate and recognize the good. Without both sides our experience would not be as powerful.?
If you think time and habit trackers are an effective way for you to work toward your goals you’ll like the tactics described in this article. The author breaks down planning out goals annually, monthly, and even weekly. He also gives guidance on how to set those goals and balance all areas of your life. If you’re looking to revamp your productivity systems this could be for you.?
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This article is more of a quick read with short descriptions of a number of truths and ideas that can help you be a little kinder to yourself. The ones that stand out to me are that your words matter, both the words you say to others and the words you say to yourself. The other idea is that you do not have to be perfect. Progress is better than perfection. If you’re waiting for perfection you’ll never move because you’ll be too afraid to make a mistake. Make sure you’re not holding yourself to unrealistic expectations.?
People like to use an assumed rate of return when thinking about personal finance, and so naturally they may hey caught up in what percent they are using in their projections, especially given the natural uncertainty of investing. But really you can nitpick any assumed number, and of course you’re never going to know the future. It’s not worth it to get too caught up in using 6 or 8 or 10 or something else. The final return is out of your control. What is in your control is how much you invest and how diversified you are. If you focus on what you can control and take care of that then your returns will take care of themselves.?
This article was specifically written about how to achieve fitness goals but the principles and methods described here can be applied to any goal not just fitness. You have to get crystal clear on what the goal is, why do you need to achieve it, and then write it down in a place where it will be present in your mind. The why is so important especially if you can connect it to something both personal and emotional. You must realize that motivation is not always going to be there and you have to be able to act without it. You must also learn and pivot as you go. Discipline > motivation.
Thank you for reading!