2025’s Great Reset: A Global Shift No President Can Stop

Dear Best of LinkedIn Reader,

It doesn’t matter who sits in the Oval Office come 2025—whether it’s Trump, Harris, or a surprise candidate—The Great Reset is already in motion, and most Americans are going to feel the squeeze.

Global shifts in inflation, interest rates, and employment are converging, leading us toward an economic upheaval.

This isn’t just political drama—this is a full-scale economic reset that’s going to impact every aspect of our lives, from the price of your morning coffee to your ability to retire comfortably.

Inflation: The Rising Tide That Won’t Recede Fast Enough

Inflation may have eased from the jaw-dropping 8% peak we hit in 2022, but don’t get too comfortable.

While forecasts show it could drop to 2.8% by the end of 2024, inflation will most likely still hover above pre-pandemic levels well into 2025, at 3.5%.

For most Americans, that means higher prices on essential goods will continue to erode purchasing power, and the wage gains we’ve seen in recent years won’t be enough to cover the shortfall.

According to Vanguard’s projections, this stubborn inflation, combined with global economic shifts, will weigh heavily on the middle class.

But let's be real—these are far from the stable prices we saw pre-2020. Household costs, especially in sectors like healthcare, education, and housing, are expected to remain elevated for years.

Interest Rates: Higher for Longer, Squeezing Borrowers

Interest rates aren’t just staying high—they're set to remain a financial chokehold for the foreseeable future.

After the Fed's aggressive hikes, we’ve seen some cuts recently, bringing rates down to a range of 4.75% to 5%.

But don’t expect a return to the near-zero rates of the 2010s anytime soon.

By the end of 2025, experts at Goldman Sachs expect rates to settle around 3.5%, keeping borrowing costs steep.

For perspective, that’s three times higher than pre-pandemic levels.

Whether you’re looking to buy a home, finance a car, or invest in a small business, these elevated interest rates will make credit more expensive.

Small businesses, often reliant on loans for growth, will face tighter profit margins as they navigate higher borrowing costs. Consumers will feel it too—housing affordability will remain a pipe dream for many, as mortgage rates stay elevated.

Cristina Dwyer from JP Morgan Wealth Management notes, “We’re not just looking at a temporary adjustment. This is a structural shift in the financial landscape.” It’s not just the Fed—it’s global. European and Asian central banks are following suit, tightening monetary policy to control inflation.

Unemployment: The Calm Before the Storm

The jobs market has been resilient, but cracks are starting to show. The Bureau of Labor Statistics reported a stunning 254,000 new jobs created in September 2024, but this could be the last hurrah before the downturn.

The unemployment rate, which has risen to 4.3%, is projected to climb further.

By the end of 2025, it could reach 4.5%, according to Deloitte’s chief economist Ira Kalish.

Even more worrying, the industries driving job growth—hospitality, healthcare, and construction—are all highly sensitive to economic fluctuations. If inflation continues to outpace wage growth, consumer demand will falter, and layoffs will follow.

This could trigger a vicious cycle where weakened consumer spending fuels more job cuts, dragging the economy further down.

The Great Reset: A New Global Economic Order

What we’re experiencing isn’t just a cycle—it’s a reset.

The combination of inflation, high interest rates, and rising unemployment is setting the stage for what financial experts are calling the Great Reset.

This isn’t just a U.S. phenomenon—it’s global. From Europe to Asia, central banks are tightening their belts, leading to worldwide changes in how economies function.

As we look ahead, global analysts predict that the rules of the game are changing.

Supply chains are becoming more localized, interest rates are the new norm, and trade relationships are being restructured. The days of easy credit and endless consumer spending are over. JP Morgan and Goldman Sachs both point to a prolonged period of economic adjustment, where traditional models no longer predict outcomes with certainty.

Ray Dalio, founder of Bridgewater Associates, warns of the late stages of a debt cycle: “We’re nearing a tipping point. The global debt bubble is starting to deflate, and those unprepared for the reset will feel it the hardest.”

Dalio’s sentiment echoes across the financial world. Even Warren Buffet is playing it cautiously, calling this period “uncharted waters” and advising investors to brace for the unexpected.

How to Survive the Reset: It’s Time to Get Smart

What can you do to protect yourself from the coming storm?

The time for action is now, and diversification is your greatest ally.

Experts are pointing to precious metals—like silver and gold—as safe havens during periods of uncertainty.

FocusEconomics predicts silver prices will rise due to increased demand from the solar and EV sectors.

Gold, historically a hedge against inflation, is expected to perform well as investors seek safe havens amidst financial instability.

Beyond metals, investing in industries tied to the green energy transition—solar, wind, and EVs—could be a smart move.

Renewable energy sectors are expected to see a boom in demand as the world shifts away from fossil fuels.

Additionally, skills-based investments are key.

With automation and AI advancing rapidly, the workforce will undergo significant changes. Jobs that can’t be automated, such as those in healthcare, skilled trades, and creative industries, will become even more valuable.

Lastly, lock in favorable rates now.

If you’re considering buying a home, refinancing debt, or investing in your business, do it sooner rather than later. With interest rates expected to remain elevated well into 2025, securing favorable terms today could save you significant amounts of money down the line.

The Great Reset is Here—Are You Ready?

2025 isn’t just another year; it’s the year when the Great Reset begins to reshape our economy and our lives.

Rising inflation, high interest rates, and a looming jobs crisis mean that change is coming, and the smart ones will act now to protect their future.

Warren Buffet says it best: “Only when the tide goes out do you discover who's been swimming naked.”

Make sure you’re not caught off guard when the waters recede.

This isn’t a time for fear; it’s a time for preparation.

The Great Reset is coming, but with the right moves, you can come out stronger on the other side.

Until next time.

Stay well. Swim strong!

Warmly,

David

P.S. ?????? ? If you don’t know who I am, my name is David Vogel, retired CEO turned LinkedIn influencer and Founder of the Church of Unity Society. Six mornings a week Live at 7 AM, I preach to the C-suite, igniting their spirits with the power of God. As the publisher of Mindful Ethics, the unapologetic voice of ethics on LinkedIn, I challenge leaders to elevate their game, lead with heart, and redefine what it means to live with purpose.

P.P.S. As I recently retired as CEO of Project SunRize, I remain a trusted consigliere to my son, Evan, who now leads the company with the same dedication to excellence. Project SunRize is proudly donating 3% of all profits from commercial solar construction to The Church of Unity and 3% to The Council For Unity.

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? Published by: David Vogel, in Wolfeboro, New Hampshire

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