2024 Atlantic Hurricane Season Outlook
Luxury Group Insurance Agency
Boutique Full-Service Insurance Agency Advocating for Protecting One's Self, Family, Business and Future ??
Hurricane season is here! The NOAA predicts “above-normal” conditions as La Nina and warmer-than-average ocean temps will drive tropical activity.
From NOAA:
“With another active hurricane season approaching, NOAA’s commitment to keeping every American informed with life-saving information is unwavering,” said NOAA Administrator Rick Spinrad, Ph.D. “AI-enabled language translations and a new depiction of inland wind threats in the forecast cone are just two examples of the proactive steps our agency is taking to meet our mission of saving lives and protecting property.”
"Severe weather and emergencies can happen at any moment, which is why individuals and communities need to be prepared today," said FEMA Deputy Administrator Erik A. Hooks. "Already, we are seeing storms move across the country that can bring additional hazards like tornadoes, flooding and hail. Taking a proactive approach to our increasingly challenging climate landscape today can make a difference in how people can recover tomorrow."
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Preparing your insurance coverage ahead of major storms is NOT just getting flood insurance! Yes, a solid flood insurance policy is important to secure which would pay for damage from flooding which could include foundational walls, electrical systems, plumbing, appliances, furniture, other personal belongings like clothes.?
It is also important to take a look into your homeowners insurance policy. While some states pay for damage caused by wind, including things being blown into your house, other states require a separate windstorm insurance policy.?
Many of our New Jersey towns experience road flooding, without a storm being named. It is important to secure proper car insurance, which pays for flood-damaged cars.?
Avoid a situation when the insurance industry issues a moratorium two weeks prior to any named storm. Don't wait for a scary radar to prepare your home for storm season. Act now and audit your insurance before any storm starts forming. Being proactive can save you from the stress of last-minute preparations:
Throughout the season, we'll be sharing flood facts and information across our social platforms. Stay tuned and stay safe.