??The 2023 Financial Independence Handbook: ??Party like a finance guru?? with your money! ??
Whoa, 2023 is already turning out to be a wild ride! We've got the new NMACC kicking things off
and the amazing ChatGPT making waves in the tech scene. It's a year of big cultural shifts, tech innovations, and global power plays - talk about excitement!
As students and young professionals, we're seeing our needs grow at an exponential rate. With the completion of the first quarter of another dynamic and competitive year, it's clear that personal finances will be critical to upgrading our lifestyles.?
Following are a few steps to achieve the brighter financial future we all aim for this year.?
Identify Your Monetary Ambitions??
Self-employment and early retirement are the two pillars of the new era of “the dream”. Having sound realistic financial aims means having specific, measurable, attainable, relevant, and timely (SMART) goals.?
Write down your financial goals for the year and assign a budget to each of them. Next, categorize your goals into priority buckets based on their importance and urgency.?
Planning doesn’t have to be stressful, rather it should make you feel excited about the upcoming adventures. This is where Galgal comes in and becomes your free therapist. This free financial planning tool acts as your personal therapist, helping you allocate budgets to different spending areas in your life through its user-friendly interface.
Monitor Your Cash Flow???
Do you ever feel like you're living in a sitcom, trying to balance your living expenses and saving for a rainy day? The only difference is that in real life, going broke is no laughing matter.
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We are confident you will love Galgal as much as you have grown to love ChatGPT in the past five months.?
Galgal categorizes your inflows and outflows in the app which helps you to avoid mental maths and have a concrete layout of your financial map.?
Cut Down the Insidious Lifestyle Creep?(??⊙)
If we notice the subtle patterns, we can observe that lifestyle creep is a real thing. This phenomenon means that as our income rises, our expenses, in addition to our basic needs, take a gradual elevation as well. We realize only after when our expenses run out of control that these were in the first position avoidable.?
Galgal's transaction stories are intended to convey individuals' emotions and attitudes toward their spending habits to them. This creates a strong mindful connection with your money.?
How awesome would it be if our savings were automatically stashed towards our most desired goals? Galgal is the magician for your finances that helps you customize a goal just like you would customize your favorite dessert bowl.?
Take a dip in sweet finances by downloading the app. (Believe it when you see it!)
Living paycheck to paycheck can be frustrating and affect the other areas of our lives. Financial stress can affect our relationships and personal well-being. Thus, taking advantage of the countless creative courses available online and monetizing our skills can truly be beneficial for us.
Discover what you like the most and we will help you distribute your income wisely in Galgal’s pitchers.
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