11/13/2024 Sunny Day Fund Newsletter

11/13/2024 Sunny Day Fund Newsletter

The top concerns for voters last week were the economy and personal finances, which we've seen time and time again in surveys, interviews, and implementations. And with that behind us, let's turn our attention to how to address those concerns directly within your workforces.

Summary:

And don't forget - for ongoing insights on workforce financial well-being, follow us on LinkedIn or schedule a meeting with Rachel.


Emergency Savings Top Benefits Wishlist

  • Emergency Savings Accounts are the financial benefit employees don't have but want the most, according to PNC 's 2024 Financial Wellness in the Workplace Report
  • 62% of workers say setting enough aside in savings is a challenge
  • 85% worry about personal finances at work
  • 68% say financial worries impact their mental health

It's no wonder that 2025 benefit planning conversations have been dominated by workplace financial well-being initiatives. What's going to make 2025 better for employees than 2024 was? Let's fix this together! - Read PNC's Report


Jobs For the Future (JFF) Names SDF among Innovators in Personal Financial Success

Jobs for the Future (JFF) is a long-time leader in workforce development and transformation, enabling employers to build, grow, and engage the workforce of the future. Their recent deep dive into personal finances reflects workers' respective priorities.

We were honored to be featured (again!) in their latest Market Scan of Innovators to Watch.?Employers focused on job quality and economic mobility understand that financial success needs automation and reward loops to generate foundational cash savings. This is the heart of our work, and glad to be recognized here along with some other mission aligned organizations, including our friends at Canary ?? . Thank you to the JFF team for learning about our work and featuring us! - Get the Market Scan


Case Study in Prioritizing Financial Success

Tracy Stains at Spichers Appliances And Security prioritizes financial resilience in her workforce, which is why she offers Sunny Day Fund to employees. Many of them are young and are focused first on day-to-day expenses. With Spicher's generous savings rewards program, employees start saving and keep saving for emergencies and those big near-term goals.

Thank you Tribridge Partners for planting the seeds of this great partnership! And in the market for new appliances or a security system? Make sure to check out their Black Friday Sale - you'll know it'll benefit their workers! - Read Tracy's story


U.S. Treasury Announces National Strategy on?Financial Inclusion

In a first of its kind initiative, the Treasury set a strategy to improve financial inclusion, and thus improve the economy, in the US. Here's a summary of their key objectives:

  1. Promote access to transaction amounts that meet consumer needs
  2. Increase access to safe and affordable credit
  3. Expand equitable access to savings and investments
  4. Improve the inclusivity of financial products and services provided or backed by the government
  5. Foster trust in the financial system by protecting consumers from illegal and predatory practices

How does this impact us? A pretty sunny quote here: "Employers should also facilitate access to emergency savings accounts that can help employees build financial resilience and protect future retirement income." - Read Treasury's National Strategy


Relational Gravity Podcast + Partnership

Jeff Hutson, CRC? and I met at a conference that featured (and challenged) the role of emergency savings in retirement plans. As a life long practitioner of and thought leader in financial wellness who also helps plan sponsors manage their retirement plans, Jeff immediately understood the data - they were supported by his own anecdotes.?

Our hallway nerdiness turned into a podcast friendship, where Jeff and I discussed the unique role and opportunity employers have in supporting their workforce's financial goals. Check it out! - Listen to the podcast


Christmas Clubs are back & even sunnier!

Have folks asking for help saving for the holidays? We know in-house Holiday Clubs had gone away because of cost & compliance concerns. But we've automated those savings and ensure folks are also saving up for emergencies too. Want to make your employees' holidays merrier? Check out more from ?? Rachel Fox ?? here! - What's a Christmas Club?


"Sunlight" on Thought Leadership

要查看或添加评论,请登录