100% capital protection against negative market behavior with 100% participation in the potential upside for the next 3 years.

Dear Friends,

As you are very well aware, financial markets are uncertain at these levels. Several European countries are weak and unstable and so is the European Union as a whole, facing Brexit, Barcelona, German political changes on the way, Italy and Greece in financial turmoil. Investing in Europe does not seems to be very safe at the moment.

Investing in US equity may also be quite risky. Already high price earnings ratios, conflicting commercial fights, US government authority is now challenged. On the other hand, there are not many valuable alternatives.

We came out with a product which take into account the actual and probable short to medium term global economics.

We designed a Bank Note, issued by Credit Suisse, from their own balance sheet, which combines 100% capital protection in 3 years and 100% profit participation in an Equity Index.

Worst case scenario: Grey line

100% of the investment is returned by the issuing bank to the Investor at maturity. \

No interest is earned as the Index does not perform positively.

Middle of the road scenario: Blue line

100% of the investment is returned by the issuing bank to the Investor at maturity.

Some interest is earned as the Index performs enough to cover the interest payments.

Best case Scenario: Orange line

More than 100% of the investment is returned by the issuing bank to the Investor at maturity and interest is earned as the Index performs more than enough to cover the interest payments and to accrue excess profits.

3 YEARS, CREDIT SUISSE QUANTUM NOTE LINKED TO CREDIT SUISSE AZZILON ER 8% VOL-TARGET 100% CAPITAL GUARANTEED AT MATURITY

PRODUCT HIGHLIGHTS

3 YEARS BANK NOTE ISSUED AND GUARANTEED AT MATURITY AT 100% BY CREDIT SUISSE, AN “A” RATED BANK.

100% EXPOSURE TO AN INDEX WHICH MIRRORS THE RETURNS GENERATED BY AN EQUITY PORTFOLIO.

THE INVESTOR IS NOT LINKED TO POTENTIAL LOSSES OF THE INDEX BUT ONLY TO PROFITS.

THE NOTE PAYS A YEARLY INTEREST COUPON LINKED TO THE NET POSITIVE PERFORMANCE OF THE CREDIT SUISSE AZZILON ER 8% VOL-TARGET INDEX.

THE FIRST 4% OF THE INDEX NET PERFORMANCE IS PAID AS A YEARLY COUPON. ANY REMAINING INVESTMENT RETURN IS REINVESTED AND ACCRUED UNTIL REDEMPTION AT MATURITY.

The Credit Suisse Azzilon ER 8% Vol-Target Index is a long only equity excess return index consisting of stocks and ETFs. The aim is to generate alpha through tactical asset allocation and security selection and is subject to an 8% volatility target.

The Credit Suisse Azzilon ER 8% Vol-Target Index is a rules-based index which reflects the notional net return performance (capital appreciation and net dividends) of a long portfolio of stocks and ETFs selected periodically by the Index Allocation Agent.

When periodically rebalancing the index portfolio, the Index Allocation Agent will apply a systematic stock screening methodology developed by Azzilon Systems (Pte) Ltd (“Azzilon”). It features a risk targeting mechanism with a volatility target of 8.0%. For more information: [email protected]

If you want to know more about it, let me know. I will be happy to email you a full presentation package.

Have a great week-end,

Charles

EXCLUSIVELY AVAILABLE TO ACCREDITED INVESTORS AND REGULATED FINANCIAL INTERMEDIARIES SUCH AS FAMILY OFFICES, FUND MANAGERS AND FINANCIAL INSTITUTIONS.