10 best- and worst-performing large-cap funds; best behavioral practices for onboarding clients; starting your own firm vs. a partnership stake

10 best- and worst-performing large-cap funds; best behavioral practices for onboarding clients; starting your own firm vs. a partnership stake

INVESTING: Thanks to historically reliable returns, financial advisors often recommend clients include allocations to funds with large-cap stocks.

Large-cap funds are generally defined as investing in companies with over $10 billion in market capitalization. These sorts of funds are generally seen as attractive because they are considered safer than small-cap funds. Check out our look at the funds that have done the best, and worst, over the past decade, based on 晨星 data.??

READ: The 10 best- and worst-performing large-cap funds of the decade


PRACTICE MANAGEMENT: One of the most important aspects of adding new clients to a financial planner's practice comes in the form of discussions that have little to do with investment "alpha" or fancy strategies.

Financial advisors who neglect the psychological side of money and investing during the onboarding process for incoming clients will be missing the opportunity to lay the foundation for success over a long-term customer relationship, according to three practice management experts who spoke with Financial Planning. Fortunately, the profession has amassed a wealth of resources and evidence behind developing behavioral onboarding tools for advisory practices.

READ: 3 expert takes on the best behavioral onboarding for clients


Neela Hummel of Abacus Wealth

FINANCIAL ADVISORS: When it comes to equity shares, early career advisors may not have the experience under their belt to fully understand what’s at stake. Here’s the decision-making process behind one advisor who evaluated her position and decided to go the partnership route.??

“The truth is that even though we're CFP professionals, most of us haven't been taught how to accurately assess the risks and rewards of investing in a well-run, growth-minded RIA,” writes Neela Hummel, CFP? of Abacus Wealth. “ Yet after analyzing the financials backward and forward I took a deep breath, a bit of a leap of faith and became a partner.”? ?

READ: Top 3 things young advisors get wrong about RIA equity


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