Balance transfers are the best way to save money if you have a good or excellent credit history but carry a balance on your card. With a high-interest rate, it can take decades to pay off your debt, but with a no-fee?intro 0% interest rate on a balance transfer?offer from a reputable bank, you'll pay off your balance much faster.
- The Citi Rewards+? Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater
- Earn 2X ThankYou? Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
- The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion
- 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 17.49%, 22.49%, or 27.49%, based on your creditworthiness. There is a fee for balance transfers.
- Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days. That's enough to redeem for a $100 statement credit.
- Earn 1X points per $1 in transferred balances in the first 30 days up to a maximum of 5,000 points.
- Get 10% points back every time you redeem for statement credits toward eligible priceline.com or travel purchases of $25 or more made in the last 120 days.
- Earn 5X points on eligible priceline.com purchases.
- Earn 1X points per $1 spent on purchases everywhere Visa is accepted.
- No annual fee. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases.
- 0% Introductory APR for 15 billing cycles for purchases, and any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
- No expiration on rewards. If you're a Preferred Rewards member, you can earn 25% - 75% more cashback on every purchase.?
- Introductory?0.00% APR?for the first 15 billing cycles on purchases. * and balance transfers.?After that, a variable APR, currently 13.49% to 22.49%.* See?Terms and Conditions?for complete details.
- No annual fee
- The introductory rate does not apply to cash advances. A Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
- Consumer Credit cards also come with a variety of important features, including extended warranty coverage, auto rental collision damage waiver coverage, and zero fraud liability.1?See?Consumer Card Features and Benefits?for a complete listing of all card benefits.
- Introductory?0.00% APR?for the first 6 billing cycles on purchases and 18 billing cycles on balance transfers.?After that, a variable APR, currently 13.49% to 22.49%.?
- 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)
- INTRO OFFER: Discover will automatically match ALL the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much is matched.
- Earn 5% cashback on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares, and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cashback on all other purchases – automatically.
- No annual fee
