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Software used to share monetary information across applications. - Use application programming interfaces to share finance data internally and externally - Provide partners, consumers, and developers with banking and other data access - Synchronize data for transactions and payments on various platforms - Digitize financial services with real-time, secure channels
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API Pix completa, robusta e nota máxima no Banco Central. Possui arquitetura limpa, documenta??o aberta e SDKs nas principais linguagens de programa??o. ?? Emita cobran?as imediatas (Pix Cob) — ideal para vendas feitas em pontos físicos, comércios eletr?nicos e apps de delivery. ?? Emita cobran?as com data de vencimento e configura??o de juros, multas e descontos (Pix CobV) — ideal para modelos de negócio que suportam pagamentos em datas futuras. ?? Fa?a envio de Pix diretamente via API para transferir dinheiro para outro branco, efetuar pagamentos sem QR Code e pagar fornecedores. ?? Configure e compartilhe com seus clientes uma página de visualiza??o da cobran?a (Pix Cob ou Pix CobV), com op??o de pagamento por QR Code, Pix Copia e Cola e saldo bancário via Open Finance. ?? Divida e repasse automaticamente os valores de uma venda via Pix aos respectivos recebedores. ?? Receba extratos de concilia??o de forma automática, todos os dias. Quer integrar? Fale com a gente!
Get real-time consented access to account details, balances and transactions from a vast range of financial institutions across Australia and New Zealand. ? Verify ownership, accurately capture account details and perform real-time balance checks ? View up to 24 months of detailed transaction history ? Obtain a summary and classifications of different types of income sources Our partner ecosystem branches far and wide, but our most common use cases are: Account aggregation: Access and aggregate all your customers financial data in one place to get a single view of customer finances. Use this to build or add PFM (Personal Financial Management) functionality and provide more tailored product offerings and recommendations. Account verification: Instantly verify account ownership and balances in real time to improve the user experience and mitigate fraud and risk. Use this to automate responsible lending, reduce dishonour fees for payments and improve collections.
Instantly move money from one account to another. No middlemen, no hidden fees, limitless possibilities... ?? Securely and easily initiate direct account-to-account payments from any application. ?? Populate payment details automatically to speed up input and avoid user error. ?? Reduce the risk of payment fraud and protect customer data with Strong Customer Authentication (SCA). ?? Send and receive money from bank-to-bank more quickly with Faster Payments and local payment rails. ?? Completely bypass card schemes, interchange fees, and unnecessary middlemen. ?? No card or bank details are shared or stored, lowering the risk of fraud.
Belvo provides a comprehensive set of tools built on top of its open finance infrastructure, divided into three categories: data aggregation, data enrichment, and payments. - Data aggregation: Belvo provides reliable and user-friendly connections to access: **Bank data from +140 major institutions across Latin America, covering +90% of the market, including business and retail accounts and Open-Finance-regulated institutions in Brazil. **Non-bank data from alternative sources (such as employment, social security and tax entities) to provide a more comprehensive view of users' financial activity. - Data enrichment: we use proprietary machine learning models to refine raw data and provide high-quality insights. - On the payment front, Belvo offers account-to-account payment initiation solutions connected to the main bank payment rails across Latin America, with user journeys improved for conversion.
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Codat provides business data APIs for lending and embedded accounting automation. Our specialized infrastructure connects banks and fintechs to all the major accounting, banking, eCommerce, and payments platforms their customers use to turn building connected features from their biggest challenge to their greatest differentiator. Founded in 2017, Codat is trusted by over 300 clients globally and is backed by leading investors, including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.
Argyle’s Income & Employment Verification solution integrates with lenders’ point-of-sale (POS) and loan origination systems (LOS) to instantly retrieve the income and employment data loan officers need to confidently verify borrowers’ income and employment status prior to funding a loan. Argyle Paycheck-Linked Lending makes it easy for borrowers to repay their loan directly from their paycheck, reducing first payment default risk and improving credit performance.
Macrobond's data feeds are your gateway to the world's most extensive range of macroeconomic and aggregate financial information. Our data universe is streamed continuously or delivered on demand with the most powerful technology in the industry. We offer almost 300 million macroeconomic, financial and sector time series from more than 2,200 sources. PUSH: (FTP/SFTP) Access continuously updated timeseries through powerful file transfer connections. PULL: Data Web API Industry leading API to collect, search and parse data within seconds of release, and keep your database in synced with ours – through update features including but not limited to point-in-time attributes. The Data Web API also comes with a Python library published on Macrobond's GitHub.? RENDER: Chart Server Programmatically generate up-to-date Macrobond charts, including corporate stylesheets, for publishing onto webpages, mobile applications, or automated reports.