From underpriced to overlooked claims and unpredictable renewals. Employers are questioning Public Captives & Consortiums. They’re repeating the same patterns you’ve seen for years in fully insured models. And 97% of the time, it all starts with program managers. Here’s what’s driving this: 1. Flawed models → Prioritizing growth over stability. 2. Weak partner standards → Letting in misaligned partners. 3. Poor medical review → Overlooking high-dollar claims. 4. Misguided size requirements → Mixing small with mid-sized groups. For employers, these flaws mean rising claims and unpredictable renewals. Know the red flags before they become too expensive. ???Get the full breakdown here: https://hubs.li/Q035Lcyn0 #healthcarecosts #employeebenefits #healthcaretrends
