Vanderburgh Humane Society的动态

Rising prices have caused people to do the unthinkable. “Affordability challenges and high pet care costs force growing number of owners to surrender their animals” The concern of affordability continues to grow amongst homeowners and pet owners across the country, and its caused an unprecedented number of people to give up their pets in order to cut the bottom line. Going into the rest of this year and next, a lot of homeowners will see their mortgage come up for renewal. This is by far the best opportunity to restructure and alleviate some of the financial strain. Whether it’s finding a lower interest rate, refinancing to consolidate debt, or stretching your amortization, I’ve got you covered. If you are looking for a second opinion, or would like to speak with me about your upcoming mortgage renewal, i’m here to help. Ryan Mitchell (519) 902-2099 [email protected] https://lnkd.in/eXqQyQah

Think it’s weird to have a provision for pets in an estate plan? It’s almost weird not to. Think about clients across all net worths and their most prized possessions (or even your own) I’ll bet pets are in the mix (and some may even be offended to call them possessions!) ?? ??? I really say ‘possessions’ because for a very long time the law saw pets as just that, a piece of property - like a chair?? So, when you made a provision in your estate plan for a pet and left ?? for someone to take care of them - there wasn’t much of a fiduciary duty of the recipient to actually use the money for the pet’s benefit. It truly put the name ‘trust’ to the test - because the person could abscond with the money and not actually take care of the pet, without much legal risk/recourse. However, over the last couple decades or so, most (if not all) states have enacted specific laws that enforce ‘pet trusts’ so you can be sure that if you leave a pet in a trustee’s care with money to support them, that the trustee has a legal obligation to use the money for the pet’s benefit. ?? In my past, I drafted provisions for the housing, recreation, and specific culinary pleasure of ‘Princess’ the cat (for real). ?? I’ve also drafted provisions leaving $10,000 to take care of “whatever pet I own at my death”. You can’t leave a pet TOO much (see Leona Helmsley’s estate), but as long as it’s reasonable, a person can ensure their furry family member is taken care of after they are gone. #estateplanning #pets

Pets may bring joy, but they also come with a price tag! Discover the surprising cost of mischievous pets revealed in a recent study by Novuna Personal Finance. https://hubs.la/Q02pB2K40 #PetOwners #HomeRepairs #DamageCosts #NovunaFinance #PetInsurance

When I moved to DC earlier this year with my 3 small dogs (pictured here <3), even with housing choice, we had landlord after landlord try to take advantage of us during our housing search by requiring varying and unjustifiable fees of up to $150/month (they couldn't tell me what they would need to spend that kind of money on). One definition of "junk fee" can be found in a recent report by my alma mater The University of Texas School of Law and the amazing folks at Building And Strengthening Tenant Action-BASTA: "steep fees that far exceed the cost a landlord incurs in providing a service or remedying damage to a property." In this paper, researchers highlight pet fees as a type of junk fee, reporting on apartment complexes in Austin, TX charging as much as $1800 in nonrefundable pet fees and pet rents in a single year. Let's do the math to get the full picture - - About 72% of renters keep at least 1 pet --> Let's say that this apartment complex has 200 units. We can estimate that 144 units have at least 1 pet. - This apartment complex allows up to 3 pets ($300 nonrefundable fee per pet + $25/mo per pet). - For 144 leases signed, each with between $300-$900 in up front pet fees: This apartment complex brings in between $43,200 and $129,600 in up front pet-related fees. - For 144 12-month leases, each with between $25 - $75 per month, for between 1 and 3 pets: This apartment complex brings in between $43,200 and $129,600 in pet rent. In total, for just one round of 144 12-month leases where these units have between 1-3 pets, this apartment complex earns between $86,400 - $259,200 in pet-related fees from tenants (with exactly zero dollars refundable to tenants). I have yet to see data suggesting that these types of fees are justifiable. You can find the full report here: https://lnkd.in/gUgBQTHQ #junkfees #tenantsrights #keepingpetsandpeopletogether #housingequity #housingjustice

Landlords, Are You Ready??Get ready for some big changes with the Renters (Reform) Bill in England! ?????? Scrapping 'No Fault' Evictions, No Discrimination, Pets Policy, and a National Landlord Register are on the horizon. Stay informed and adapt to the new regulations! #RentersBill #LandlordsUK #PropertyNews #StayInformed https://lnkd.in/eYtQ5qme

Gone are the days where pets were seen as just companions. Nowadays, pets are considered a part of the family, and their well-being becomes a major factor when choosing a new home. That's why homes with pet friendly features such as fenced yards, doggie doors, and nearby dog parks are highly sought after. Not only do these features make life easier for pet owners since they don't have to constantly be worried about their furry friend's safety and happiness, but it also adds value to the property. Homebuyers see these features as a way to invest in their pet's well-being and happiness, making them more willing to pay a higher price. But it's not just about having convenience and added value for pet owners. Many homebuyers without pets are also drawn to these features because they see it as a sign of a welcoming and family-friendly neighborhood. In fact, according to a survey by the National Association of Realtors, 61% of homebuyers have pets, and 99% of them consider their pet's needs when making housing decisions. #petfriendlyhome #realestatepets #petproperty #dreamteammakesithappen

Gone are the days where pets were seen as just companions. Nowadays, pets are considered a part of the family, and their well-being becomes a major factor when choosing a new home. That's why homes with pet friendly features such as fenced yards, doggie doors, and nearby dog parks are highly sought after. Not only do these features make life easier for pet owners since they don't have to constantly be worried about their furry friend's safety and happiness, but it also adds value to the property. Homebuyers see these features as a way to invest in their pet's well-being and happiness, making them more willing to pay a higher price. But it's not just about having convenience and added value for pet owners. Many homebuyers without pets are also drawn to these features because they see it as a sign of a welcoming and family-friendly neighborhood. In fact, according to a survey by the National Association of Realtors, 61% of homebuyers have pets, and 99% of them consider their pet's needs when making housing decisions. #petfriendlyhome #realestatepets #petproperty

We love our pets, don’t we? I sure do! That’s Maggie, the best friend and cuddle buddy anyone could ask for. Having her meant room to roam and a fence were a must! With home prices skyrocketing over the past few years, it’s natural to focus on the financial aspect of buying a home. We often compare today’s prices and rates to what they used to be, but let’s not forget the personal reasons that make homeownership worth it. For some people, a big reason to buy a home is to better accommodate their pet(s). Did you know there are more U.S. households with pets than with kids? Yep, 70% have pets compared to 40% with children. Our furry friends have a big impact on how we live and where we choose to live. In fact, 43% of pet owners say they would move to find a better home for their pets. Proximity to parks and outdoor spaces is a top priority. ???? People with pets also tend to buy bigger homes. Half of all pet owners make renovations when they move to accommodate their pets—changing floors, adding fences, you name it. Pets are family, after all. So yes, it’s important to understand the financial aspects of buying a home. But let’s not forget the personal reasons that make it the right time and the right home to buy.

Gone are the days where pets were seen as just companions. Nowadays, pets are considered a part of the family, and their well-being becomes a major factor when choosing a new home. That's why homes with pet friendly features such as fenced yards, doggie doors, and nearby dog parks are highly sought after. Not only do these features make life easier for pet owners since they don't have to constantly be worried about their furry friend's safety and happiness, but it also adds value to the property. Homebuyers see these features as a way to invest in their pet's well-being and happiness, making them more willing to pay a higher price. But it's not just about having convenience and added value for pet owners. Many homebuyers without pets are also drawn to these features because they see it as a sign of a welcoming and family-friendly neighborhood. In fact, according to a survey by the National Association of Realtors, 61% of homebuyers have pets, and 99% of them consider their pet's needs when making housing decisions. #petfriendlyhome #realestatepets #petproperty

Homeownership often allows for pet ownership and provides a stable environment for raising a family. Let’s discuss financing if you’re ready to buy a home your kids & dog won’t stop grinning about. #NationalHomeownershipMonth