Urban Institute的动态

Disaster survivors face these roadblocks to rebuild safer, more sustainable homes There are proven ways to strengthen homes that pay off in the long run, such as installing hurricane straps to tie down roofs in coastal areas. But while homeowners have a clear desire to build safer and more resilient homes, they often run into roadblocks. There are proven ways to strengthen homes that pay off in the long run, such as installing hurricane straps to tie down roofs in coastal areas. But while homeowners have a clear desire to build safer and more resilient homes, they often run into roadblocks. https://lnkd.in/gaPuwKAy ? It’s not just inflation. Contracting practices are also stifling construction - https://lnkd.in/gq7mEZEg Century Communities, Inc. (NYSE:CCS) K. Hovnanian? Homes Canadian Construction Association - Association canadienne de la construction #Disaster City of Kelowna City of Yellowknife Government of Alberta FEMA

The scale of the fires in LA is staggering, quickly shaping up to be amongst the most destructive fires the U.S. has seen to date. With a strained disaster recovery system, these fires could prove to be a watershed moment in disaster recovery financing. In this new piece for the Carnegie Endowment for International Peace, Sarah Labowitz and I look at the historic federal response to wildfires, and how the LA fires will demand a reimagined disaster response that prioritizes climate adaptation — and climate mobility.

In the aftermath of natural disasters like a #hurricane, many people find themselves in urgent need of #financial aid to rebuild their lives. Understanding the various forms of assistance available can help individuals, families, and #businesses recover more quickly and effectively. This article will walk you through the different avenues of financial assistance available, including the Federal Emergency Management Agency (#FEMA), the Small Business Administration, Disaster Unemployment Assistance, the Supplemental Nutrition Assistance Program, and other resources.

With tens of thousands of residents displaced by #Hurricane Helene in western North Carolina, #housing will soon become one of the region’s most pressing recovery challenges. Urban #research experts examined housing and demographic data for the 25 counties in western North Carolina included in President Biden’s initial disaster declaration and identified priorities for recovery based on knowledge and experience of past disasters. In a new Urban Wire piece, explore how policymakers and organizations leading recovery efforts in western North Carolina can help meet critical housing needs and prioritize an equitable and resilient housing recovery. https://urbn.is/4euAkFO

"As Florida and the Southeast begin recovering from?2024's destructive hurricanes, many people are asking: How can we rebuild sustainably and in a way that avoids the same damage, costs and trauma in future storms? There are proven ways to strengthen homes that pay off in the long run, such as installing hurricane straps to?tie down roofs in coastal areas. But while homeowners have a?clear desire to build safer and more resilient homes, they often run into roadblocks. As a?civil engineer?and a?regulatory expert, we have been working with communities as culturally and politically different as?Hawaii, Colorado, Alaska and Puerto Rico?as they recover from disasters to understand what stands in the way of a sustainable, resilient recovery. Up-front costs have played a big role in how these communities recover, but so have homeowners' and builders' perceptions—and misperceptions—about costs and regulations." #sustainablehomes #sustainableconstruction

??? It’s hard to fathom the devastation wrought by Hurricane Helene. As a starting point in understanding the significance of the storm, consider these details from North Carolina’s Governor Roy Cooper’s October 23, 2024 Preliminary Damage and Needs Assessment: “To date, Helene is the third-deadliest US storm in the 21st century, with nearly 100 confirmed deaths in North Carolina alone and dozens more still missing. Thirty-nine counties have been designated by FEMA for federal disaster assistance. An estimated 4.6 million people – more than 40% of the state’s population – live in one of the designated counties." ??? For this reason, you may have noticed there are an awful lot of adages about protecting yourself when, not if, the—ahem—stuff hits the fan: Forewarned is forearmed. Measure twice, cut once. An ounce of prevention is worth a pound of cure. In that spirit, let’s contemplate some of the tried-and-true steps to help better prepare your financial affairs for when disaster strikes. https://buff.ly/4hEaMbl #financialplanning #beprepared #empower

Disasters don't affect everyone equally. Back-to-back catastrophic hurricanes, first Helene & then Milton, have exposed the risks climate change poses to the 16 million Americans who live in mobile or manufactured homes. Built in factories and lighter than conventional houses, manufactured homes are transported to a property and secured to the ground. They are among the least expensive forms of housing; those who live in mobile home parks are three times as likely to live in poverty as those who live in traditional housing and are more likely to be older or disabled. Manufactured homes are also more likely to be located in flood zones. Manufactured homes make up 6 percent of the nation’s housing stock. But the proportions were much higher in several areas hard-hit by Milton and Helene. In western North Carolina, 14% of homes were mobile or manufactured. Around Tampa Bay, Fla., the share was 11%. South of Tampa, in Manatee County, 14% of homes were mobile or manufactured. The people who live in mobile homes are often poorly served by federal disaster programs. The result is compounded loss as they are uprooted from their communities with nowhere to go. “Manufactured housing shows how the affordable housing and climate crises collide,” said Andrew Rumbach, a senior fellow and expert on the issue at the Urban Institute, a Washington research organization. “Our most affordable housing supply is the most vulnerable to climate disasters and often falls through the cracks during recovery.” Just how sturdy mobile & manufactured homes are during a disaster is the subject of some dispute. Mobile homes built before 1976 were typically not required to meet any type of building code. That year, HUD set the first building standards for mobile homes and has since updated them several times. Prefabricated houses built after that year are called manufactured homes. In the US there are 1.3 million mobile homes built before 1976 & they are generally considered unsafe in a disaster. In the North Carolina counties hit by Helene, there were 19,000 of these aging mobile homes. In the Tampa area, there were about 50,000. Americans in standard housing often have insurance, which, together with FEMA payments, can help cover the cost of repairs. But people in mobile homes are less likely to have insurance. FEMA provides disaster survivors up to $42,500 for emergency repairs, which can be put toward a new home. (That maximum payment increased by $1,100 for disasters declared after Sept. 30.) New manufactured housing typically costs more than twice that amount. https://lnkd.in/g58hjftG

??? It’s hard to fathom the devastation wrought by Hurricane Helene. As a starting point in understanding the significance of the storm, consider these details from North Carolina’s Governor Roy Cooper’s October 23, 2024 Preliminary Damage and Needs Assessment: “To date, Helene is the third-deadliest US storm in the 21st century, with nearly 100 confirmed deaths in North Carolina alone and dozens more still missing. Thirty-nine counties have been designated by FEMA for federal disaster assistance. An estimated 4.6 million people – more than 40% of the state’s population – live in one of the designated counties." ??? For this reason, you may have noticed there are an awful lot of adages about protecting yourself when, not if, the—ahem—stuff hits the fan: Forewarned is forearmed. Measure twice, cut once. An ounce of prevention is worth a pound of cure. In that spirit, let’s contemplate some of the tried-and-true steps to help better prepare your financial affairs for when disaster strikes. https://buff.ly/4hEaMbl #financialplanning #beprepared #empower

7/10/2024 Update: These counties are part of DR-4781-TX, the disaster declaration declared for counties impacted by the severe storms, straight-line winds, tornadoes, and flooding that began on April 26. There is currently not a Disaster Assistance Period for Hurricane Beryl. This means DUA is not currently available for individuals and businesses affected by Beryl. TWC is monitoring the situation closely. Anyone impacted by Beryl should apply for Unemployment Insurance benefits. --- ?? Update: DUA is now available in 40 counties* – adding Anderson, Nacogdoches, Panola, Rusk, and Sabine Counties. ??? TWC is accepting applications for Disaster Unemployment Assistance (DUA) as a result of recent severe weather. Individuals with jobs affected by recent storms in Anderson, Austin, Bell, Calhoun, Collin, Cooke, Coryell, Ellis, Dallas, Denton, Eastland, Falls, Guadalupe, Hardin, Harris, Henderson, Hockley, Jasper, Jones, Kaufman, Lamar, Leon, Liberty, Montague, Montgomery, Nacogdoches, Navarro, Newton, Panola, Polk, Rusk, Sabine, San Jacinto, Smith, Terrell, Trinity, Tyler, Van Zandt, Walker, and Waller Counties may be eligible for DUA benefits. ? Apply for #benefits at (800) 939-6631 or https://lnkd.in/gH3WFwjZ ?? Applications must be submitted by July 16, 2024. Learn more ? https://lnkd.in/gaYiNBEU *Additional counties may be added.

Fast population growth & increased property development in disaster prone locations are creating new challenges for insurance carriers... More people are living in high flooding & hurricane risk areas like Houston, New Orleans, Tampa, & Mobile (Alabama). On top of the growing population, these areas contain a large socially vulnerable population. For this reason, Geographer Wanyun Shao, says "Coastal communities can’t afford to wait for a disaster’s wake-up call to invest in protecting themselves...To prepare for future disasters, I believe they need to rethink urban development with climate change in mind." Always check out the flood zone risk of any property you're thinking of purchasing! Education is key. To read the full article head to the link: https://lnkd.in/ef8m8KNN #FloodInsurance #CoastalFlooding #Insurance #HomeInsurance #ClimateChange