Triple-A的动态

A sobering realization from conversations I’ve had with e-commerce founders: We're still spending too much money on cross-border payments in 2025. Every international sale loses 2-4% in currency exchange, plus processing fees, chargeback risks, and days of settlement limbo. ?? Remind me again why this is still happening in 2025? Alternatives like crypto show what's technically possible - Instant settlement, lower fees, no chargebacks. The even bigger question is why we're collectively accepting these steep “costs of doing business” as inevitable. At what point do we acknowledge that our current payment infrastructure is holding global commerce back? #crypto #ecommerce #payments

Are crypto cards the next big thing in payments? Or are they a stepping stone to something even greater? Many brokerages and exchanges have introduced payment cards, such as Crypto.com's Visa card. As more crypto exchanges roll out their cards, could this trend help integrate cryptocurrencies into everyday payments? In Quinlan & Associates' joint report with IDA, we examine some of the pros and cons of crypto card payments. THE ADVANTAGES Crypto cards from exchanges aim to add utility to cryptocurrencies in trading accounts, much like traditional brokerage payment cards. Spending is directly deducted from account assets, allowing users to easily access trading gains. Since these cards rely on established payment networks (e.g., American Express, Mastercard), they provide access to existing merchant networks, enabling users to spend crypto on a wide range of goods and services. THE DRAWBACKS There are notable barriers to using crypto payment cards. Users must still top up their trading accounts, often incurring additional fees, and a gap remains between traditional payment systems and crypto. Moreover, the primary purpose of these cards is to enhance brokerage services rather than replace conventional payment methods. This focus means that crypto card users will largely be limited to digital asset investors, inhibiting broader retail adoption. Additionally, these payment cards do not leverage the unique properties of distributed ledger technology (DLT) for settlement. Payments to merchants are still made in fiat currency, leading to the same settlement delays as traditional cards and bypassing the programmable features of stablecoins. Crypto cards essentially serve as a bridge for users to access their assets rather than integrating stablecoins into the payment infrastructure. THE FUTURE While crypto cards may represent a step towards the future of digital payments, their use is confined to digital asset investors, and they miss out on the advantages of DLT-based currencies. Ultimately, these cards rely on existing payment systems and do not achieve a transformative shift in payments. We believe the integration of regulated stablecoins into payment infrastructure presents a significant opportunity to address payment inefficiencies and link Web3 with traditional economies. Download our report to learn more: https://lnkd.in/gVx2KkZ9 Email us at [email protected] and [email protected] to understand how we can support your stablecoin ambitions. #Stablecoins #Payments #HK Sean Lee Lawrence Chu Patricia Cheung

Is GMT Pay the Future of Using Web3 Earnings for Everyday eCommerce and Payments? Big news in the world of payments! GMT Pay has launched as the first payment gateway allowing everyone to seamlessly use their Web3 earnings for everyday purchases. Whether you're grabbing a coffee, shopping online, or paying bills, spending your digital assets just got simpler. What makes it exciting? It bridges the gap between decentralized finance and real-world transactions, making crypto earnings more practical for daily eCommerce needs. This could be a game-changer for shoppers and sellers worldwide! Ready to stay ahead with digital payment trends? Website: www.purplecowservices.com eMail ID: [email protected] Mobile: +1 (914) 977 5459 #Web3Payments #CryptoForCommerce #eCommerceRevolution #FutureOfPayments #DigitalFinance #CryptoAdoption #OnlineShopping #BlockchainTech #CryptoEarnings #TechForTomorrow #StartupInnovation #FintechNews #MUB #PCIS #PurpleCowServices #PurpleCow

Crypto payments in e-commerce have increased by 300% in the last year (Worldmetrics, 2024) ?? What started as an experimental payment option has turned into a legitimate alternative to fiat. A lot of online stores are jumping on board. Why? Because customers want it. Digital wallets, stablecoins, and even NFTs are becoming part of the mainstream payments. Where’s it going next? Crypto payments are becoming a permanent fixture in e-commerce. Merchants already see reduced fees and new customers, especially in regions underserved by traditional banks. The growth is here. And it’s just the beginning.

2025 is the year crypto shakes up e-commerce! Imagine shopping without borders, transaction fees, or payment delays. From faster checkouts to seamless cross-border purchases, crypto is rewriting the rules of online shopping. Curious how it’s all happening? Don’t miss this deep dive into how crypto is redefining e-commerce as we know it. Click on the link below to explore the future of shopping with crypto! Link: https://lnkd.in/gmgsxUpY #CryptoEcommerce #BlockchainInnovation #CoinCROWD #FintechRevolution #CryptoFuture #EcommerceTrends2025 #DigitalAssets #ShopWithCrypto

MetaMask & Mastercard: A Crypto Card for Real-World Spending MetaMask and Mastercard have announced a debit card that lets you pay directly from your MetaMask wallet no more parking funds on a centralized exchange. When you swipe, your crypto remains in self-custody until the exact moment of purchase, with transactions settling on Linea, an Ethereum layer-2 network optimized for speed and low fees. This approach addresses one of crypto’s biggest challenges: real-world usability. Rather than fussing with on-ramps or tedious transfers, the card offers an everyday payment experience be it coffee runs, groceries, or travel using digital assets. It also aligns with the vision of financial inclusion, letting unbanked or underbanked populations tap into global markets without conventional banking barriers. Observers from the The World Bank and the IMF have highlighted the potential of blockchain-based services to expand financial access. This partnership suggests “TradFi” and DeFi are converging faster than expected, as more legacy institutions explore crypto. Ultimately, a secure, user-friendly debit card could accelerate mass adoption, bridging the divide between digital assets and daily life. Will this be a game-changer for mainstream crypto spending? The next year will likely reveal just how ready consumers are to swipe their tokens at every checkout. #fintech #payments #finance Daniel Finlay Joseph Lubin Ryan McPeck Zied Brini Elizabeth Mathew Manish Tomer Hanzel Anchia Mena Salim TOUBAL Nicolas Ferro Hassan Malik Taylor Monahan

This partnership between MetaMask and Mastercard feels like a critical milestone in bringing crypto into everyday financial life. By allowing users to pay with crypto directly from their self-custody wallet and settling on an Ethereum L2 for speed and lower fees the usual complexities of on-ramps or custodial exchanges are practically eliminated. That’s huge for unlocking mainstream adoption: consumers won’t need to manage multiple platforms just to spend crypto on groceries or a cup of coffee. Moreover, the emphasis on financial inclusion is important. If properly executed, this debit card could open up cross-border opportunities for the unbanked or underbanked, aligning well with The World Bank and IMF’s perspective that blockchain services can boost financial access. And for those concerned about the slow convergence of “TradFi” and DeFi, this collaboration signals that legacy institutions are moving more quickly than expected to integrate digital assets. Should the user experience remain smooth and secure, we could be looking at a genuine shift in how crypto is perceived—from a speculative asset to a daily spending tool.

?? Insights on the Future of Stablecoins! ?? Our Chief Product Officer, Vitaliy Shtyrkin, has shared valuable insights on how stablecoins are shaping the future of the crypto industry. In this recent article, we discuss the transformative power of stablecoins in driving crypto adoption, especially among retailers. Interested in understanding the role stablecoins will play in the evolution of crypto payments? Don’t miss this insightful read! ?? Read the full article here: https://lnkd.in/dzHxiVss

Exploring AVP's Patent-Pending Technology Dive into the innovative technology behind AVP AVP is used in 2 of CurPay's products: CurPay Merchant bridges the gaps between traditional and Crypto payments leveraging the use of AVP to reduce the fear of Volatility and gain an extra 2 to 6% profit over the standard direct-to-FIAT conversion offered in the industry. Seamless to Consumers, No Risk to Merchants, Accept and Manage Digital/Crypto payments with our all-in-one solution via POS, ECommerce, and Web3 compatible APIs CurPay Trader is a non-custodial trading assistant that makes Crypto Trading easy, removing the fear of volatility and adding 22 more settings than standard exchanges. It keeps assets safe by monitoring jumps or drops in asset value using CurPay's AVP. It not only protects 24/7 but takes advantage of volatility in the market to make a profit. CurPay provides users more Control, Automation, and Protection on your Crypto assets www.curpaytrader.com #CurPayAVP #FintechInnovation #DigitalPaymentSolutions #SecureTransactions #NonCustodialTrading #DecentralizedFinance #CryptoTrading #BlockchainTrader #TokenEconomy #DigitalAssets #DeFiTrader #CryptoInvesting