Trice的动态

Transcript

What makes Trice different from other competitors? So, so real quick, Trice is a gateway that connects into both Fed now and RTP out of the clearinghouse. We connected below this level. So our software is talking directly to those networks and we do this in sponsorship with our. Bank partners. And so a lot of times, you know, it's really hard for customers or the audience to understand, you know, where we fit in. We fit in at that at that lowest, lowest level. So a lot of times, you know, it puts us in the same sort of conversation as core banking software. It's owned or operated by people like FIS or Fiserv or Jack Henry. What's the match really different about? Try to access compared to. Core providers when it comes to instant payments is that that tries runs its own off core technology and we call it off core specifically because we don't interact with. Are banks core banking software at all? In fact, it can run in parallel next to it, satisfying all the RTP and Fed now needs without actually even. Communicating with the core so, so it serves a actually a very different purpose from a customer standpoint. Then connectivity to instant payments at the at the core level, another thing that we do. Very differently than other competitors is that we support all four personas of instant payments. And so I'll explain what those are. The the 1st and easiest thing to do is to receive instant payments transfers. If if you're a bank or or a processor and that's actually step one and they have to be accomplished in order per certification guidelines. And so, so receiving is obviously something that our gateway can do. So and then the next step and the instant payments journey is to send transfers. So initiate the transfer from your bank. To a receiving remote bank and and then trace operates on that percent soon as well. The last two personas are are really not known very well because hardly anybody supports them. And that's first to be able to receive a request for payment. And then lastly to the 4th persona is to send a request for payment. And so so trice operates all four of those and just to pause briefly on for payment side. You can think. Of the request for payment as the equivalent of initiating an ACH debit. So you're trying essentially you're trying to have the gateway hold money away from another bank to the gateway and the gateway sponsored bank and that's it. And, and ACH land of that's called an ACH debit and instant payments, it's called requests for payment and there's an entire flow that goes along with it. There's several benefits for using instant payments to to collect money. And and so Trice is one of the only gateways who performs at those those last two personas giving us sort of a full stack solution when it comes to instant payments because we support Fed now, we support RTP send, receive, send requests for pay and receive requests for pay all out-of-the-box. And that that's probably our primary differentiators from. Almost all our competitors.