Total Mortgage Services, LLC的动态

?? Questions I Get Asked as a Broker: How Can I Reduce My Monthly Mortgage Payments? 1. Refinance Your Mortgage: Lock in a lower interest rate or extend your loan term to slash your payments. Just remember to weigh the costs before making the move. 2. Extend Your Loan Term: Spread out your payments over a longer period to reduce your monthly obligations. Just keep in mind, more time means more interest. 3. Negotiate with Your Lender: A conversation with your lender could lead to lower payments. Whether it’s adjusting your schedule or exploring relief options, it’s worth the ask! 4. Utilise an Offset Account: Boost your offset account balance to cut down on interest and lighten your monthly payment load. Got more questions? We're here to help reach out today! ?? 0425 657 579 ?? www.cuthrufinance.com.au ?? [email protected]

Transferring A Mortgage: How It Works Contact me to discuss the latest scoop in real estate! #minnesota #minnesotahomes #minnesoptahousing #minnesotarentals #minnesotarealestate #minnesotarealtor #realestate #realtor #realestateagent #home

Want to pay off your loan early? Don't worry about penalties! Most lenders don't charge them. However, fixed rate loans might have fees. Let's assess your options and find the suitable way to pay off your loan. ?? ???????? a schedule with our broker to get started ?????? Click the link below ?? ?? https://bit.ly/4dprOr2 #loanpayment #mortgage #financialadvice? #homeloaneducators

?? Don't forget to join Dr. Bruce in this #NationalMIUniversity webinar designed to help Mortgage Loan Officers navigate the ever-changing ?? mortgage industry. Learn how to create a strategic and successful business plan for 2024 and stay ahead of the competition. https://bit.ly/3tZdBQ1 #EducateAndElevate

?? Don’t forget to join Dr. Bruce in this #NationalMIUniversity webinar designed to help Mortgage Loan Officers navigate the ever-changing ?? mortgage industry. Learn how to create a strategic and successful business plan for 2024 and stay ahead of the competition. https://bit.ly/3tZdBQ1 #EducateAndElevate

Questions I Get Asked as a Broker: Can I Lock in My Mortgage Interest Rate Between Now and Settlement? Absolutely! You can lock in your mortgage interest rate between now and settlement. This "rate lock" secures your current rate for 30 to 90 days, protecting you from potential rate increases before your loan settles. Here's what you need to know: ??Timing: Available from pre-approval up to settlement. ?? Fees: Some lenders may charge for extended rate locks. ?? Fixed vs. Variable Rates: Typically for fixed-rate mortgages. ?? Market Conditions: Evaluate current and future rate changes. ?? Consult Your Lender: Understand specific policies and costs. Locking in your rate can give you peace of mind and help you manage your budget better. Have questions or ready to start your property journey? Contact us today! 0425 657 579 www.cuthrufinance.com.au [email protected]

Just applied for a mortgage? Heads up – there are a few things to avoid to keep your closing smooth: -Don't change bank accounts -Don't apply for new credit or close accounts -Don't make large purchases or transfers -Don't co-sign loans Pro tip: Once you’ve started the process, always check with your loan officer before making any financial moves. https://lnkd.in/ezfcJjaq

Mortgage rates are important, but they’re not everything. In fact, the interest rate you lock in is only a portion of what goes into the overall cost to borrow.? Curious to learn more? Download our first-time home buyer’s guide today. https://lnkd.in/eZH2DZHJ

Just applied for a mortgage? Heads up – there are a few things to avoid to keep your closing smooth:? -Don't change bank accounts? -Don't apply for new credit or close accounts? -Don't make large purchases or transfers? -Don't co-sign loans? Pro tip: Once you’ve started the process, always check with your loan officer before making any financial moves. #realestatetips #homebuyingjourney #keepingcurrentmatters

"Dive into our latest blog uncovering the pivotal role of mortgage brokers in simplifying your path to homeownership with Proactive Lending Solutions! ??"-https://wix.to/n8kDocV #MortgageBrokers #LendingProcess #HomeLoans #FinancialAdvice #ProactiveLendingSolutions