Todd M. Goldberg的动态

Unpopular Opinion: Retail investors, or the everyday common person, need to focus on securing their life goals through long-term investments rather than chasing quick gains in the stock market. One of the biggest challenges I see is that many retail investors are drawn to direct share market investments, hoping to build wealth rapidly. However, this approach is fraught with risk. The stock market can be volatile, unpredictable, and often requires a deep understanding of market trends and financial analysis—something that most everyday investors don’t have the time or resources to fully grasp. Instead, I believe a more secure and sustainable approach is necessary—one that prioritizes long-term, diversified investments designed to meet life goals, like retirement, education, or homeownership. With proper planning, retail investors can grow their wealth steadily, without the emotional rollercoaster that comes with direct stock market speculation. The first rule of investing especially for retail investors is not lose their capital. Only then, they can build on it. What are your thoughts on this? Should the focus be on building sustainable financial health, rather than chasing risky returns?

The retail investors' story has been surging along with the increasing popularity of Mutual Funds and the AUM growth. The AUM of MFs has grown from ?57 trillion in Apr 2024 to ?68 trillion now. Is this growth due to the mark-to-market growth due to the momentum in the markets or is it just the same investors putting incremental money ? How much is the growth complemented by increase in penetration through new investors?? ? Undoubtedly individual investors, particularly retail investors have played a pivotal role in this growth story. This is clearly visible in the AUM share of retail investors. Currently the number of unique investors in MFs is 50.1 million of which a humungous 5.5million investors got added in just the last 6 months. ? Investment by retail investors has spiked considerably in the past one year. The value of assets held by retail investors in mutual funds jumped from??28.10 lakh crore in September 2023 to??42.10 lakh crore in September 2024, an increase of 49.82 per cent. ? Currently 62% of MF industry assets are held by individual investors. 88% of equity assets come from retail investors and HNIs. The proportion of individual investors in MF assets increased from 59% in September 2023 to 62% in September 2024 ? Its not just the investors from Tier I cities who are participating in this growth story. 19%of the assets of the mutual fund industry came from B30 locations in Sep 2024. Assets from B30 locations(below the Top 30 cities) increased from 8.38 lac cr in Sep 2023 to 12.59 lac cr in Aug 2024, representing an increase of 50%. 27% of total Assets held by individuals are from B30 Locations. With such strong growth in the retail segment, ably aided by huge new investor additions, the MF industry is on a robust and sustainable growth path.

This is a must-read if you are an investor or interested in investing. Troye Brady from Aprio Investor Relations writes about ‘The rise of the retail investor’ despite high interest rates and the higher cost of living, which presumably cuts back on people’s disposable income. Thanks to simplified trading platforms and investment products, investors now have more choices to build portfolios that suit their needs. Read the full article here:?https://lnkd.in/deqjeQba #retailinvesting #investorrelations #investing

The Reality of Retail Investor Behavior in the Equity Market Recently, there has been growing appreciation for the maturity of retail investors in the equity market, particularly in their ability to support the market during periods of FII selling. However, this general observation oversimplifies the complexities of retail investor behavior. 1. Investment Patterns : While many retail investors continue to invest, a significant portion of their capital is directed toward fundamentally weak stocks or those that are merely experiencing short-term momentum. Many are holding onto positions that are currently at a loss. 2. Accumulation Strategies : Following a prolonged market rally, retail investors have begun accumulating shares on minor dips, driven by the fear of missing out on future gains. Unfortunately, many are nearing the limits of their investable surplus, which could lead to further challenges if market conditions change. 3. Leveraged Investments : A concerning trend has emerged where some investors are leveraging their portfolios by taking loans against securities or converting large-cap stocks into futures. This strategy, aimed at averaging down their cost basis, exposes them to significant risk. 4. Market Corrections : The recent correction in the Nifty index, which has seen a decline of 8-9%, coupled with a lack of significant correction in small-cap stocks, has led to substantial losses for many retail investors. Despite the broader market trends, individual portfolios are suffering considerable declines. 5. Fraudulent Schemes : Additionally, there is a worrying trend of retail investors being lured into Ponzi schemes, both locally and through unsolicited calls from individuals promising high returns. This has resulted in significant financial losses for some. The narrative that retail investors have become savvy is not universally applicable. It is crucial to distinguish between retail investors who are making informed decisions through regulated channels, such as mutual funds, PMS, or AIF, and those who are not. Investors utilizing these regulated investment vehicles benefit from the expertise of professional fund managers who apply rigorous research and a comprehensive risk management framework. Furthermore, competent regulatory oversight ensures that these asset management companies adhere to high standards, providing an additional layer of protection for investors. In conclusion, while there are certainly examples of retail investors demonstrating maturity, the broader reality reveals a more complex landscape where many are still susceptible to impulsive decisions and risky behaviors. Disclaimer This article is based on recent experiences with our investors and their behaviors in the equity market. It does not generalize the entire retail investor landscape, as data may vary. Our focus is on those investing in mutual funds through us, engaging in direct stock investments, and experiencing losses in certain Ponzi schemes.

JP Morgan says Institutions bought the dip while retail panic-sold aggressively. Retail sold -$1 BILLION 2.5 standard deviations BELOW the 12m average. Institutions bought +$14 billion +2.9 std dev ABOVE the 12m average. Alpha Binwani Capital is a cutting-edge investment company that harnesses the power of Megatrends, particularly Generative Artificial Intelligence, to deliver exceptional returns for investors. By focusing on thematic investing, the company identifies and capitalizes on long-term macro-level trends, positioning clients to benefit from transformative technologies and market shifts. Thematic investing is an investment approach that focuses on identifying and capitalizing on long-term macro-level trends and the underlying investments that stand to benefit from those trends. For those seeking to maximize their wealth, Alpha Binwani Capital offers compelling investment tiers where you can earn returns of 15% and more per year in the Global Markets by being our partner. By leveraging Alpha Binwani Capital's expertise in AI-driven investment strategies, investors can position their hard-earned money to work smarter and potentially achieve significant financial growth. You no longer have to worry about volatility and risk management causing you to have worries and sleepless nights. As our partner, we will do everything for you while you sleep soundly, letting your money work 24/7 for you. Contact Us: bit.ly/AlgoTrader

A seamless shift from private growth markets to retail capital markets? That's the argument tabled in this article, and as we've seen the end of low bank rates and risk-on investment sentiment in order to chase returns it's a good philosophy to think there's a natural home for retail investors in the small-cap markets - but will it really happen? Potentially, if you note that 58% of younger investors are influenced by social media when investing!

Retail shares could under-perform the broader market due to consumer weakness. Combined with a more proximate uplift in household income, this could flag a potential future opportunity to buy into. ? From branded labels to discretionary purchases, investors are eyeing growth-oriented sectors for potential returns, according to Scott Haslem, Chief Investment Officer at LGT Crestone Wealth Management Limited. Read the?The Australian Financial Review article in full at the link below. ? https://bit.ly/3Jj6hTp

JP Morgan Reports Institutions Bought the Dip While Retail Investors Panic-Sold. Retail investors sold -$1 BILLION, which is 2.5 standard deviations below the 12-month average. Meanwhile, institutions bought +$14 billion, 2.9 standard deviations above the 12-month average. Retail investors, don’t be fooled by market noise. This data highlights a crucial lesson: while you panic and sell, institutions seize opportunities. Warren Buffett wisely advises, "Be fearful when others are greedy and be greedy when others are fearful." Stay focused and stay invested. The best strategy is to ignore short-term market fluctuations and trust in your long-term investment plan. By staying put, you align yourself with the strategies of successful institutional investors.

??Get the latest data on M&A activity in the consumer and retail sector and find out what is expected to drive dealmaking in 2024 in this new report from KPMG. ??Expect consumer and retail M&A activity to rise as online businesses look to interact with their customers in physical store settings, while brick-and-mortar entities hunt for digital capabilities to better understand and predict consumer behavior. ??In Asia Pacific, foreign and regional cross-border deals continue to drive dealmaking as companies seek to diversify their offerings and scale up their footprints. Find out what this means for dealmaking in India, Australia, Japan, China and South East Asia. View the full report here?? #consumer #retail #deals #trends #apac

#EconomicSurvey | Economic Survey praises retail investors for 'smart portfolio diversification' ???? Indian investors pivot to alternative income sources amidst lower returns in real estate and gold. Read more on this?? #RetailInvestors #Diversification #lowerreturns #realestate #gold | Abhinav Kaul