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If you’ve ever been in an accident that wasn’t your fault, you might think it won’t impact your insurance. Unfortunately, that’s not always the case. Insurance companies rate everything. Even if you weren’t at fault, that claim can still show up on your record and affect your future rates. The best move? Talk to your agent. If another driver was responsible, make sure the claim is filed under their policy—not yours. It could save you money in the long run. Got questions about your auto insurance? Drop a comment or send a message.

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The McBride Agency

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