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Welcome to my video on retirement planning! We're going to explore the essential steps you need to take to secure a comfortable and financially stable retirement. From setting clear retirement goals and estimating your future expenses to understanding different investment options and maximizing your savings, we'll guide you through the process of creating a comprehensive retirement plan. Follow us on Youtube for more tips on how to take control of your financial future https://lnkd.in/gQtQJSS8 #monicaweissmann #retirementplanning #retirement #retirementgoals

Are you making any of the 5 most common mistakes in retirement planning? In this video, we break down the key pitfalls that could derail your retirement goals and offer practical tips on how to avoid them. Whether you're just starting to plan or already on your way, this video will help you set a solid foundation for a secure retirement. Don't miss these essential tips for smarter retirement planning! #retirementplanning #retirement #financialplanning https://lnkd.in/gTsqGWAf

70% of employees doubt their ability to afford a comfortable retirement. This alarming figure highlights the urgent need for better retirement planning and financial education. Learn more about the challenges and potential solutions… #RetirementPlanning #FinancialSecurity #EmployeeWellbeing #RetirementReadiness #JBlumWealthManagement

As you approach retirement, one of the most pressing questions is how much you can withdraw from your savings without running out of money. The 4% rule, a popular guideline in retirement planning, suggests that you can withdraw 4% of your retirement portfolio in the first year and adjust that amount for inflation each subsequent year. This rule, developed by William Bengen in the 1990s, was designed to help ensure that retirees wouldn't outlive their savings over a 30-year retirement. But how does this rule align with the actual spending patterns and lifestyle of retirees today? Stay tuned as Ryan shares why he believes that this rule is overly conservative, and not a one-size-fits-all solution for everyone. He’ll compare the 4% rule with 5% and 6% withdrawal rates, stress testing these strategies to see how they hold up over time, given market volatility and other factors. He'll also explore what different scenarios might look like, including the impact of incorporating annuities into retirement income planning. https://lnkd.in/geU3GWkF

?? What Retirement Planning Isn’t ?? Many Americans think they need $1.5 million to retire comfortably—an amount that’s soared 50% since 2020. But, only about half of workers have calculated their retirement needs. It’s easy to latch onto media-driven, one-size-fits-all numbers without understanding if they fit personal circumstances. Here’s what retirement planning isn’t: ?? A Magic Number – Retirement readiness isn’t just about your 401(k) balance. It involves healthcare, taxes, inflation, and lifestyle—factors that vary by person. ?? Determined by Generic Advice – Relying on broad advice without a tailored plan can lead to saving too little or overestimating how long your savings will last. ?? A One-and-Done Decision – Retirement plans need regular updates. Personal circumstances and market conditions change over time, making it essential to adjust plans as life evolves. The key to successful retirement planning is a holistic, ongoing approach. Encourage employees to meet with a knowledgeable advisor and leverage real data to make confident, informed decisions. Let's empower employees with clarity and the right tools to plan effectively for their future! ?? #RetirementPlanning #FinancialWellness #EmployeeBenefits #WorkplaceWellness

When it comes to retirement planning, there are a number of savings vehicles to choose from as well as investment options to understand and consider. Not to mention assumptions you need to make about inflation, Social Security benefits, your longevity, and health care expenses during retirement. There are also lifestyle decisions to consider, such as where you’ll live, or whether or not you’ll continue to work at some level during part or all of your retirement. It’s a lot to think about, especially if you don’t know where or how to start. Schedule a meeting to discuss your options today!

?? Did You Know? ?? A startling 33% of Americans have calculated how much they need to save for retirement, according to the 2023 Retirement Confidence Survey by the Employee Benefit Research Institute. This lack of preparation is echoed by ThinkAdvisor's findings, which reveal many are not on track with their retirement plans and may need to adjust their lifestyle expectations. ?? Take Action Now! ?? Don't be part of the statistic. Start your retirement planning today with a FREE consultation! Let us help you secure a comfortable future. ?? Get in touch! Let's build your retirement plan together. Contact us by calling (828) 559-0299 or emailing [email protected]. #RetirementPlanning #FinancialFreedom #PlanTodayEnjoyTomorrow

?? Retirement Planning vs. Savings: What’s the Difference? While savings are essential for short-term goals, retirement planning ensures long-term financial security. Retirement accounts often come with tax advantages and investment growth, making them vital for a comfortable future. At Kona HR, we emphasize the importance of both strategies for financial well-being. Let’s empower your employees to plan for a secure retirement while maintaining their savings goals. Together, we can build a financially savvy workplace! #RetirementPlanning #FinancialWellness

Ever felt the rush of daily work life overshadowing thoughts of retirement planning? In the chaos of daily work life, retirement planning often takes a back seat. But here's the key: the earlier your employees assess their current finances, the smoother their retirement ride. By investing in a comprehensive retirement education program, your team can arm themselves with the knowledge and confidence needed to make strategic decisions for the future. It all begins with encouraging them to evaluate their current financial situation—understanding their income, expenses, debts, and savings is the first step toward effective retirement planning. Let's embark on this journey together, guiding your workforce towards not just a retirement, but a successful and fulfilling one. ??Learn more:https://lnkd.in/gchnACkA. ADD specific page that is designed #RetirementSuccess #FinancialWellness #InvestInKnowledge

?? Curious about your retirement options? ?? Our latest video, "Can I Roll a Pension into a 401k?" is your go-to guide! ?? At Georgia Safe Retirement Planners, we're here to help you navigate the complex world of retirement planning with ease. Our experts break down the possibilities and considerations of rolling your pension into a 401k, offering insights tailored to your financial future in Georgia. ???? Whether you're looking to consolidate your retirement assets or explore new investment opportunities, we've got you covered. Don't miss out on valuable tips and strategies that can secure your golden years! ??? Join us in this informative session and take a confident step towards a brighter, more secure retirement. ???? Ready to unlock your retirement potential? Watch the video now and get informed! #RetirementPlanning #401k #Pension #GeorgiaSafeRetirement #FinancialWellness #InvestInYourFuture