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In a landscape where financial planning can often feel overwhelming, we stand out as a beacon of clarity and confidence. Featured in renowned publications like Fortune, Entrepreneur, and Bloomberg Businessweek, our team of four premier advisors is dedicated to transforming the financial advisory experience. Led by seasoned experts including Mike Mullarney, CLU?, ChFC?, CFP?, AEP?, our approach focuses on comprehensive, tailored financial strategies that prioritize our clients' unique goals. We understand that today’s investors seek more than just portfolio performance; they want assurance that their financial journey is aligned with their life aspirations. From estate planning to wealth management, our diverse expertise ensures we provide realistic solutions without sugarcoated projections. We are committed to building lasting relationships that evolve with our clients’ needs, providing honest assessments and guidance for generations to come. Discover how we can help you navigate your financial future with confidence. Read the full article on our website: https://lnkd.in/e9tyRAQY. Jonathan E. Romero, Jr., CLU?, ChFC?, RICP?, CLTC?, Chris Coyne, Alexander Bierce, J.D., CFP?, AEP?, & Mike Mullarney, CLU?, ChFC?, CFP?, AEP? ? #CandidWealthAdvisors #FinancialPlanning #ConfidenceAndClarity #WealthManagement #ClientFocused

[ Legacy Planning for Clients in Their 60s: A Case for Asset Transfer to Ensure a Secure Future for Their Young Daughter ] As clients in their 60s consider their legacy, particularly in the context of securing their young daughter's future, it becomes essential to explore the intricacies of effective estate planning. In a landscape crowded with various financial strategies, our tailored plan stands out as the most suitable option for these clients. Legacy planning is not merely about transferring assets; it encompasses the desire to ensure financial security, educational opportunities, and emotional well-being for the next generation. For parents of a young daughter, this responsibility can be daunting, especially when factoring in the unpredictability of life and the ever-evolving financial landscape. Our plan recognizes these complexities and offers a structured approach to managing their assets while addressing their daughter’s needs. In addition to asset protection and educational funding, our plan includes a comprehensive review of insurance policies to provide a safety net. Life insurance can play a pivotal role in legacy planning, offering financial support in the event of unforeseen circumstances. Lastly, our approach encourages ongoing communication and family involvement in the planning process. Engaging the daughter, as she matures, in discussions about her future can empower her to make informed financial decisions, fostering a sense of responsibility and financial literacy that will serve her well throughout her life. #legacyplanning #estateplanning #insurance #favfullyyours

Why does Swan Capital stand out in financial planning? Our Insurance planning module is second to none. When going through my insurance module, the aim is to make sure you have proper coverage. My process includes: 1. Gathering and organizing data. 2. Shopping rates. 3. Balancing cost and coverage in a way that makes sense for each person. People often need to pay more attention to how much coverage they should have. Another thing is many times, people overpay for an overlap of coverage. Lastly, people often don’t recognize the risks they’re taking when growing their net worth and securing retirement. For many professionals, a little effort and a few dollars go a long way in transforming their financial plans.

At Winterfell and Company, we firmly believe that our greatest asset is our customers. Each interaction we have with you is of utmost importance, and we take great pride in treating every client as if they are the only one. This commitment to personalized service is at the heart of who we are and what we do. By truly understanding your unique needs, aspirations, and concerns, we are able to foster an environment of trust and loyalty that allows us to create meaningful partnerships. Our personalized approach not only strengthens our relationship with you but also ensures that every step of your financial journey is guided with the utmost care, attention, and precision. We recognize that navigating the complexities of the financial world can often be daunting; it is filled with intricate details and potential pitfalls. This is why our seasoned advisors, who possess extensive knowledge and experience in various facets of finance, are dedicated to providing you with tailored solutions that align specifically with your goals. We don’t just offer generic advice; instead, we take the time to listen actively to your concerns and ambitions so that we can craft a strategy that truly reflects your vision for the future. At Winterfell and Company, your aspirations become our mission. No matter where you are on your financial journey—whether you’re planning for a comfortable retirement, strategically investing for future generations, or seeking comprehensive insurance solutions to protect what matters most—we are here to support you every step of the way. Our team understands that life’s financial decisions can be overwhelming at times; therefore, we strive to break down complex concepts into manageable steps. Our goal is not only to empower you to achieve your financial milestones but also to reinforce the security of your economic outlook through informed decision-making. With us by your side as trusted advisors, you can move forward with confidence knowing that we are committed to helping you succeed in all aspects of your financial life. We will work diligently alongside you—taking into account market trends, economic shifts, and personal circumstances—to ensure that our recommendations remain relevant and effective over time. Together, let’s embark on this exciting journey towards a more secure and prosperous future! At Winterfell and Company, we believe in building lasting relationships grounded in integrity and transparency. Your success is our priority—let’s make it happen together!

Challenging the status quo that insurance is just an expense—learn how it can be a key part of effective financial planning and safeguarding your future. Click the link below to read more on my blog!

David Frank, a lifelong Baltimorean, has over 30 years of experience in wealth management. His passion for finance began at age 11 when his father gave him $100 to invest, sparking a lifelong interest that shaped his career. David combines investment experience with strategic financial planning to help clients achieve their goals. He graduated with honors from the University of Baltimore, earning a degree in Business Administration with a concentration in Computer Information Systems. He holds the CFP? and CIMA? designations, reflecting his commitment to comprehensive financial planning. David’s approach centers on finding creative financial solutions and helping clients understand complex strategies. Whether identifying tax efficiencies or refining investments, he aims to make a meaningful difference. Outside of work, David is equally dedicated to his community. For the last four years, he and his family have made lunches every weekend for the homeless—a tradition that has become a cornerstone of their weekends. During the pandemic, they also donated thousands of bags of homemade granola to frontline medical workers across the country. His commitment to being in the right place at the right time extends beyond the office—David has played a pivotal role in saving lives, including orchestrating a kidney donation and insisting on medical attention for a colleague that ultimately saved his life. AR Insurance License #2316291, CA Insurance License #1734582 -- Securities and investment advisory services offered through &Partners, LLC, a broker-dealer and investment adviser registered with the U.S. Securities and Exchange Commission and member FINRA, SIPC. Third-party posts found on this profile do not reflect the views of the Firm, its Associated Persons or Affiliates, and have not been reviewed by the Firm as to accuracy or completeness. This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact me directly or consult another qualified professional. The testimonials/recommendations used may not be representative of the experiences of other clients and are not indicative of future performance or success. This post is for general informational purposes only and does not constitute a recommendation or solicitation to buy or sell any security or make any other type of investment or investment decision. Any views presented in this post are solely those of the author and do not necessarily represent those of &Partners. Third-party posts are monitored for inappropriate language. Posts using such language will be removed. The comments posted here may be made by current clients, past clients, or non-clients. We have not paid for these comments.

Do you know why the 1% never start from scratch? The ones who will inherit your wealth are the core reason you work so hard building it in the first place. Many of us start from nothing, but it is cruel to make the next generation do the same! Although you may want to ensure your legacy, you simply don’t know how to avoid systems that have been designed to take it from you once you are gone. Now, you can learn how to preserve what you’ve worked so hard to establish. If you are interested in protecting yourself and your future generations from systems of wealth and legacy destruction, join us for a virtual webinar: "You Should: Preserve Your Wealth," hosted by Author, Educator, & Insurance Professional, Rod Powell, and featuring Author & Certified Financial Fiduciary, Douglas Eze. This webinar is designed to provide you with the tools and knowledge you need to understand the fundamentals of Estate Planning. During this informative and engaging webinar, you'll learn about the importance of Wills, Trusts, Power of Attorney’s & Other Asset Protection strategies and how to implement them in a way that works for you! The First 30 People who register will be entered to win a signed copy of the new book Preserve Your Wealth. (Must be over 18 and present to win) Don't miss out on this valuable NO COST opportunity to improve your financial education and take control of your generational wealth. Register now! We look forward to seeing you there! RSVP HERE: https://bit.ly/YSESTATE2

Wondering why people turn to a financial advisor? It's simple: a sense of reassurance and expertise. Here's why individuals choose to work with professionals: 1?? Expertise: Just like you'd trust a doctor for medical advice, a financial advisor brings expertise to the table. We navigate the complexities of the financial world, helping you make informed decisions. 2?? Personalized Guidance: Your financial goals are unique. A financial advisor crafts a tailored plan to suit your needs, whether it's retirement planning, investment strategies, or wealth management. 3?? Time-Saving: Life is hectic enough without stressing over financial matters. A dependable financial advisor frees up your time, handling the nitty-gritty details while you focus on what truly matters. 4?? Emotional Support: Financial decisions can be overwhelming. A supportive financial advisor helps provide clarity, reassurance, and a steady hand, guiding you through both highs and lows. 5?? Long-Term Vision: We're here for the journey, not just a quick fix. A financial advisor helps you map out your future, adjusting strategies as your life evolves. Ready to experience the potential benefits of working with a financial advisor? Let's chat! Schedule your consultation today and take the first step towards financial empowerment. https://bit.ly/3SydinD Visit Thrivent.com/social for disclosures.

Holistic financial planning is far more extensive than just creating a financial plan and providing investment management--Gonzalo has been talking about this for years, and it continues to emerge as a major subject of discussion throughout the financial services industry. ?? The latest article from the Desk of?Gonzalo M. Garcia, CLU?discusses how an advisor can successfully meet many of their clients' expectations, but to fully provide holistic guidance and overall well-being to a client, it takes a TEAM of great professionals to meet every financial need. Read more on the topic below! ???#lifeinsurancematters?#financialplanning?#holistic https://lnkd.in/e_uEgkNq

Are you a John? Once upon a time, there was a financial advisor named John. For many years, John had worked as an employee in the financial industry, operating under the traditional W-2 model. He enjoyed his work and found fulfillment in helping clients manage their finances and plan for their futures. However, as time went on, John began to feel constrained by the limitations of working within the confines of a larger financial institution. John had always been a dreamer and had a burning desire to build something of his own. He yearned for the freedom to make decisions that aligned with his values and the ability to provide personalized services to his clients. The idea of becoming an independent financial advisor and business owner started to take hold in his mind, filling him with excitement and anticipation. After much contemplation and careful planning, John finally made the bold decision to leave behind the employee W-2 model and embark on a new journey as an independent financial advisor. He knew that this path would not be easy, but he was willing to face the challenges head-on. Setting up his own practice required a great deal of effort and dedication. John had to establish a legal entity, obtain the necessary licenses and certifications, and create a comprehensive business plan. He invested countless hours researching the best technology tools, designing a professional website, and developing a strong marketing strategy to attract clients. As an independent financial advisor, John found himself in complete control of his destiny. He had the freedom to choose the services he wanted to offer and the clients he wanted to work with. He no longer had to adhere to corporate policies or sales quotas that didn't align with his principles. This newfound autonomy allowed him to prioritize his clients' needs and provide tailored financial solutions that truly made a difference in their lives. Beyond that, his business was now an incredibly valuable asset on his own personal balance sheet and his succession plan was completely within his control. At Shore to Summit, we remove the burden of establishing an office, the infrastructure, providing compliance and supervision, creating a professional website, etc... for an advisor that wants to go independent and realize true ownership. Beyond that infrastructure and support, our unique model also offers two additional levers of compensation for advisors in our wealth management partnership to pull, both fostering the positive growth and value of an entity you own. For advisors looking for succession plans, we provide a path to realizing the full value of your business as well as a hand off of your clients to highly qualified advisors that care. Reach out to learn more, and start "Enjoying the Ride" and begin realizing the dream of independence. https://lnkd.in/e3vgCMuP