Starfish Specialty Insurance的动态

Safeguarding Our Clients: The New Insurance Revolution at Maid for Each Other LTD At Maid for Each Other LTD, we have always prioritized the safety and satisfaction of our clients. We believe that our clients are not just customers; they are an integral part of our community. Over the years, we have strived to provide the highest standards of service, ensuring that our clients feel valued, protected, and important. We are excited to announce that we have taken another significant step in enhancing our commitment towards our clients' safety and protection. Maid for Each Other LTD has recently switched to a new insurance policy, partnering with Gleaming Insurance. This transition is not just an administrative change; it is a testament to our dedication to transparency, protection, and the safety of our clients. Our new insurance with Gleaming Insurance is a comprehensive package that covers a broad spectrum of potential risks. It includes public liability insurance that covers up to a whopping 5 million pounds. This means that in the unlikely event of any accidents or damages caused by our services, our clients can rest assured knowing that they are fully covered. But we didn't stop there. Our new insurance policy also includes employers' liability insurance. This feature ensures that our employees are also protected, creating a safer and more secure environment for both our clients and our staff. By protecting our employees, we are indirectly safeguarding our clients, as a happy and secure workforce is a productive and diligent one. One of the unique features of our new insurance policy is the inclusion of coverage for loss of keys. We understand that losing keys can be a stressful and inconvenient experience. Therefore, we have included this feature to ensure that our clients can have peace of mind, even in such challenging situations. Moreover, our new policy also covers losses caused by fraud and dishonesty. We believe in transparency and honesty, and this feature of our insurance policy reflects that belief. It assures our clients that they are protected, even in the face of unforeseen circumstances. In addition to our new insurance policy, we are also pleased to announce that we have partnered with CBS Direct. This partnership will enable us to update our staff DBS, further enhancing the safety and security of our services. We believe that these changes will significantly enhance the safety, protection, and transparency of our services. At Maid for Each Other LTD, our clients are important to us. We are committed to providing them with the best possible service, and we believe that our new insurance policy with Gleaming Insurance and our partnership with CBS Direct will help us achieve this goal.

The one thing standing between you and total peace of mind? Specialty insurance. Specialty insurance spans a range of different offerings for businesses with unique coverage needs not met by standard policies. Plans can offer protection against lawsuits, competitive pricing, and examples include product liability, #Cyber liability, and directors and officers insurance – and more! Learn more, including factors to consider when buying specialty insurance:

What is efficacy insurance cover (Failure to Perform)? Efficacy Cover protects the policyholder against legal liability for injury or damage to third parties caused by a product or service failing to perform as intended. You might also see it described as inefficacy cover or failure to perform. It is an important cover for contractors involved in performance-critical activities like installing alarm and security systems or fire suppression systems. To find out more read our blog – Alarm Installation: Protecting Myself with Efficacy (Insurance) Cover - https://lnkd.in/e9vNkh4m Do I need efficacy insurance cover (Failure to Perform)? Evidence of Efficacy Insurance is required by the leading inspectorate bodies within the Fire & Security industry to meet their membership criteria. It is therefore important to check that, if you are currently a member, or considering inspectorate membership, this cover is specifically mentioned as being included under your insurance policy. Efficacy insurance is not compulsory for non-members but is strongly recommended to ensure the correct level of protection. The Alarminsure policy provides this cover as standard. What are the common causes of efficacy claims? A 2018 report by the Local Government Association highlighted just how important efficacy cover is. They identified that in 20% of residential fires, the mains-powered smoke alarm failed to perform. It’s important to remember that several factors could contribute to this including product faults, incorrect installation or poor maintenance. However, without efficacy cover, the installer or supplier is at risk from claims relating to any loss of property or life arising from the incident. #alarminsure #securityinstallers #insurance #insurancebroker #community #people #electricalcontractors #FAQs

Safeguarding Our Clients: The New Insurance Revolution at Maid for Each Other LTD At Maid for Each Other LTD, we have always prioritized the safety and satisfaction of our clients. We believe that our clients are not just customers; they are an integral part of our community. Over the years, we have strived to provide the highest standards of service, ensuring that our clients feel valued, protected, and important. We are excited to announce that we have taken another significant step in enhancing our commitment towards our clients' safety and protection. Maid for Each Other LTD has recently switched to a new insurance policy, partnering with Gleaming Insurance. This transition is not just an administrative change; it is a testament to our dedication to transparency, protection, and the safety of our clients. Our new insurance with Gleaming Insurance is a comprehensive package that covers a broad spectrum of potential risks. It includes public liability insurance that covers up to a whopping 5 million pounds. This means that in the unlikely event of any accidents or damages caused by our services, our clients can rest assured knowing that they are fully covered. But we didn't stop there. Our new insurance policy also includes employers' liability insurance. This feature ensures that our employees are also protected, creating a safer and more secure environment for both our clients and our staff. By protecting our employees, we are indirectly safeguarding our clients, as a happy and secure workforce is a productive and diligent one. One of the unique features of our new insurance policy is the inclusion of coverage for loss of keys. We understand that losing keys can be a stressful and inconvenient experience. Therefore, we have included this feature to ensure that our clients can have peace of mind, even in such challenging situations. Moreover, our new policy also covers losses caused by fraud and dishonesty. We believe in transparency and honesty, and this feature of our insurance policy reflects that belief. It assures our clients that they are protected, even in the face of unforeseen circumstances. In addition to our new insurance policy, we are also pleased to announce that we have partnered with CBS Direct. This partnership will enable us to update our staff DBS, further enhancing the safety and security of our services. We believe that these changes will significantly enhance the safety, protection, and transparency of our services. At Maid for Each Other LTD, our clients are important to us. We are committed to providing them with the best possible service, and we believe that our new insurance policy with Gleaming Insurance and our partnership with CBS Direct will help us achieve this goal. Landline: 01483348188 WhatsApp: 07306 516888 Website: https://lnkd.in/eDPhx9nn E-mail: [email protected] #insurance #business #cleaningservice #professionaldevelopment #clients #employees #trust #safety #protection

?? Rising Church Insurance Costs CT Magazine’s latest article sheds light on the growing insurance crisis for churches, driven by a perfect storm of factors affecting the industry. As a result of rising costs, many natural disasters, and the consequent diminishing financial reserves, insurance companies across the board are raising the price of coverage. Insurance companies that specialize in working with churches, such as Church Mutual and Brotherhood Mutual, are not exempt from these consequences, and in some cases are even dropping churches that they consider high-risk in the hopes of minimizing their own risk. One example that CT covered was a church whose insurance premium increased from $23,000 to $80,000 per year after their previous insurance company dropped them. Churches face unique challenges that can make them more vulnerable to increased insurance costs and policy cancellations. They often have large, valuable buildings, operate with less oversight than typical organizations, may be run by under-trained volunteers, and are open to the public, which all contribute to their risk profile in the eyes of insurers. Here are some practical tips to help protect your church and manage rising insurance costs: ?? Tips to Protect your Church: 1?? Review Your Policy Regularly: Proactively review your insurance coverage and renewal options well in advance—ideally 2-3 months before your policy renews. This allows ample time to compare options and make any necessary adjustments to ensure you have the best coverage at a reasonable rate. 2?? Be Strategic about Filing Claims: Filing small claims may unwittingly lead to increased premiums, or may increase the likelihood that your church is seen as high-risk for insurers. Assess whether it's more cost-effective to cover minor losses out of pocket and reserve insurance claims for significant damages that truly warrant it. 3?? Implement Risk-Reduction Policies: Adopt policies and practices to minimize risk and prevent potential claims. For example: ?? Routine Maintenance: Schedule regular inspections and maintenance for your building to address issues before they escalate. ?? Safety Protocols: Establish clear safety procedures for events and day-to-day operations, including emergency preparedness plans. ?? Volunteer Training: Provide training for staff and volunteers on safety practices and risk management to reduce the likelihood of accidents or liability issues. Churches can face these challenges with wisdom and foresight. For more insights on how churches are coping and additional tips for safeguarding your coverage, read the full article here: https://buff.ly/4dkgQDg

If your business depends on a computer, tablet, smartphone or the internet in any way, it’s at risk. Cyber Suite* from ERIE offers Erie Secure Business Customers additional coverages that typically are not included in standard liability policies, including access to a team of cyber professionals. Call 419-460-1883 or email us at [email protected] to learn more today. *Disclaimer: Cyber Suite Coverage and associated services reinsured under an arrangement with the Hartford Steam Boiler (Home Office: Hartford, Connecticut). ? 2021 The Hartford Steam Boiler Inspection and Insurance Company (“HSB”). All rights reserved. This document is intended for informational purposes only and does not modify or invalidate any of the terms or conditions of the policy and endorsements. For specific terms and conditions, please refer to the coverage form. Insurance products are subject to terms, conditions and exclusions not described in this post. The policy contains the specific details of the coverages, terms, conditions and exclusions. Terms, conditions, limitations, sublimits and exclusions apply. See policy and policy endorsements for details. ERIE? insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). The companies within the Erie Insurance Group are not licensed to operate in all states. Go to erieinsurance.com for company licensure information. Coverage not available in New York.

If your business depends on a computer, tablet, smartphone or the internet in any way, it’s at risk. Cyber Suite* from ERIE offers Erie Secure Business Customers additional coverages that typically are not included in standard liability policies, including access to a team of cyber professionals. Call 419-460-1883 or email us at [email protected] to learn more today. *Disclaimer: Cyber Suite Coverage and associated services reinsured under an arrangement with the Hartford Steam Boiler (Home Office: Hartford, Connecticut). ? 2021 The Hartford Steam Boiler Inspection and Insurance Company (“HSB”). All rights reserved. This document is intended for informational purposes only and does not modify or invalidate any of the terms or conditions of the policy and endorsements. For specific terms and conditions, please refer to the coverage form. Insurance products are subject to terms, conditions and exclusions not described in this post. The policy contains the specific details of the coverages, terms, conditions and exclusions. Terms, conditions, limitations, sublimits and exclusions apply. See policy and policy endorsements for details. ERIE? insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). The companies within the Erie Insurance Group are not licensed to operate in all states. Go to erieinsurance.com for company licensure information. Coverage not available in New York.

?? Rising Church Insurance Costs CT Magazine’s latest article sheds light on the growing insurance crisis for churches, driven by a perfect storm of factors affecting the industry. As a result of rising costs, many natural disasters, and the consequent diminishing financial reserves, insurance companies across the board are raising the price of coverage. Insurance companies that specialize in working with churches, such as Church Mutual and Brotherhood Mutual, are not exempt from these consequences, and in some cases are even dropping churches that they consider high-risk in the hopes of minimizing their own risk. One example that CT covered was a church whose insurance premium increased from $23,000 to $80,000 per year after their previous insurance company dropped them. Churches face unique challenges that can make them more vulnerable to increased insurance costs and policy cancellations. They often have large, valuable buildings, operate with less oversight than typical organizations, may be run by under-trained volunteers, and are open to the public, which all contribute to their risk profile in the eyes of insurers. Here are some practical tips to help protect your church and manage rising insurance costs: ?? Tips to Protect your Church: 1?? Review Your Policy Regularly: Proactively review your insurance coverage and renewal options well in advance—ideally 2-3 months before your policy renews. This allows ample time to compare options and make any necessary adjustments to ensure you have the best coverage at a reasonable rate. 2?? Be Strategic about Filing Claims: Filing small claims may unwittingly lead to increased premiums, or may increase the likelihood that your church is seen as high-risk for insurers. Assess whether it's more cost-effective to cover minor losses out of pocket and reserve insurance claims for significant damages that truly warrant it. 3?? Implement Risk-Reduction Policies: Adopt policies and practices to minimize risk and prevent potential claims. For example: ?? Routine Maintenance: Schedule regular inspections and maintenance for your building to address issues before they escalate. ?? Safety Protocols: Establish clear safety procedures for events and day-to-day operations, including emergency preparedness plans. ?? Volunteer Training: Provide training for staff and volunteers on safety practices and risk management to reduce the likelihood of accidents or liability issues. Churches can face these challenges with wisdom and foresight. For more insights on how churches are coping and additional tips for safeguarding your coverage, read the full article here: https://buff.ly/4dkgQDg

Revealed! Here are seven key differences between third-party and comprehensive insurance in Kenya: Number 2 will shock you. 1. Coverage Scope: Third-Party Insurance: Only covers damages or injuries caused to other people (third parties) and their property. Comprehensive Insurance: Covers both third-party liabilities and damages to your own vehicle, including theft, fire, and accidental damage. 2. Vehicle Protection: Third-Party Insurance: Does not provide any protection for your own vehicle. Comprehensive Insurance: Protects your vehicle against a range of risks, including accidents, fire, theft, and vandalism. It's however detrimental for you to get to understand what an excess protector is and how much it actually protects you as well as your vehicle. 3. Cost: Third-Party Insurance: Cheaper due to its limited coverage. Comprehensive Insurance: More expensive because it offers broader protection. 4. Legal Requirement: Third-Party Insurance: It is the minimum insurance required by law in Kenya for all vehicles. Comprehensive Insurance: Optional but offers enhanced coverage for your vehicle and additional risks. 5. Add-On Coverage: Third-Party Insurance: Limited or no add-on options. Comprehensive Insurance: Can include optional add-ons like personal accident cover, windscreen cover, and medical expenses. 6. Claims for Own Vehicle: Third-Party Insurance: Does not allow you to claim for damages to your own vehicle. Comprehensive Insurance: You can file claims for damages to your own vehicle in addition to third-party damages. 7. Peace of Mind: Third-Party Insurance: Provides limited protection, so there may be financial risks for your own vehicle. Comprehensive Insurance: Offers full protection, ensuring peace of mind for a wide range of scenarios. These distinctions help drivers choose the best insurance option based on their needs and budget. Are you ready to take charge of your insurance needs? Let us get you quotes from all players in Kenya for free today!

Velvet Panther Insurance Sanepo – Your Trusted Partner in Asset Protection By?Mosaraf Hossain When considering insurance for unique and valuable assets, velvet panther insurance emerges as a specialized field that caters to a niche market. Velvet Panther Insurance Sanepo understands the particular needs that come with insuring rare items or animals, offering tailored?insurance solutions?that provide both financial security and peace of mind. This company stands out because of its inclusive policies that don’t exclude pre-existing conditions and its commitment to low monthly premiums, ensuring that the care of your invaluable assets does not become a financial burden. Insurance coverage transcends the standard offerings of home and auto insurance to encompass the protection of rare and exotic possessions. Velvet Panther Insurance Sanepo not only ensures that your panther—whether this serves as an actual entity or a metaphor for a prized asset—is well-protected, but it also provides a financial safety net tailored to your needs. This personalized approach ensures that in the event of an unforeseen circumstance, you are prepared and supported, thereby avoiding any additional stress or financial strain.