SGH Wealth Management的动态

There used to be the debate about if the Fed should lower interest rates, then it became the argument about when the rate cut will happen. The key focus is no longer if or when but how much. So how should investors prepare for the lower interest rates? We have the following suggestions: -> Quality bond ladders and structured investments can help investors manage their liquidity. -> We recommend investors shift excess cash into quality fixed income, including investment grade corporate bonds. Diversified fixed income strategies can also help enhance portfolio yield. -> Equity income strategies, including dividends and volatility-selling strategies, are increasingly attractive alternatives to cash.

The Federal Reserve maintained interest rates at the January Fed meeting. Senior Personal Finance Reporter Jennifer Streaks explains how the Fed's decisions have impacted current savings rates and what you can do to keep earning more on your cash. #personalfinance #savings #federalreserve Watch our Business Insider video here:

Market Update Monday, July 15, 2024 What's going on and why does it matter? The odds of a Trump victory in November have increased significantly in the past few days amid ongoing fallout from the recent Trump-Biden debate, and this weekend's attempted assassination of the former President. The chances of a sweep by the Republican Party in Congress have also increased, triggering concerns in the financial markets about the US budget deficit. It appears stocks are set to open the week higher, and bonds are set to open the week lower. Meanwhile, the economic news this week will include speeches from Fed policymakers, a large supply of government bonds, the NY Fed Manufacturing report (Monday), Import Prices and Retail Sales (Tuesday), and Housing Starts (Wednesday). Financial markets and mortgage pricing may also be impacted by news out of the Republican National Convention in Milwaukee this week. What should you do about it? Lock your rate to be safe.

How much money = Financial freedom? Here’s your step-by-step guide: Let’s say you want ?1,00,000 per month to live comfortably, which totals ?12 Lakhs per year. Assuming a conservative ROI of 8% annually from your investments— How much would you need to invest to generate that ?12 Lakhs? Here’s the simple formula:?? Required annual income ÷ ROI = Amount you need in the market So, ?12,00,000 ÷ 8% = ?1.5 Crores. That means to generate ?1 Lakh per month, you would need a portfolio of approximately ?1.5 Crores in the stock market. If you’re wondering - “But what about inflation, Modit?” You’re right—?1 Lakh today might not be enough in a few years. That’s why, you don’t just have to invest money but optimize your strategy by regularly reviewing and adjusting your portfolio for growth that outshines the inflation rate. Remember: Financial freedom is not a distant dream. It’s a realistic goal with the right planning and discipline. #financialfreedom #goal #stockmarket

Money with Murphy: Rate Cut Ripple: How the Fed’s Decision Affects YOU The Federal Reserve’s recent rate cut—the first since the pandemic—raises important questions about how it will affect your finances. In this blog, Kara Murphy breaks down the potential impacts on mortgages, auto loans, and credit cards, revealing why the Fed’s decision doesn’t always lead to lower borrowing costs across the board. Kara also explores what it means for savers and investors, providing insights you might not expect. https://lnkd.in/g5e9j_gT

Money with Murphy: Rate Cut Ripple: How the Fed’s Decision Affects YOU The Federal Reserve’s recent rate cut—the first since the pandemic—raises important questions about how it will affect your finances. In this blog, Kara Murphy breaks down the potential impacts on mortgages, auto loans, and credit cards, revealing why the Fed’s decision doesn’t always lead to lower borrowing costs across the board. Kara also explores what it means for savers and investors, providing insights you might not expect. Watch Video >> Optional: Video URL: https://lnkd.in/gSRdYBzt

#Market_Tips The market always rises before it falls. 1. When market rates are expected to go up, people rush to buy. 2. When there's fear of prices going down, people sell and run away. The market seems to move fast both times. Here are the two sentiments of the market: 1.Hope for Market 2.Fear in Market Tip: Know market sentiments before buying. #MarketTips #StockMarket #Investing #MarketSentiments #Trading #Finance #InvestmentTips #FinancialAdvice #StockTrading #MarketAnalysis

Part 1: Interest Rates vs. APR: What Investors Must Know ??

Our Market Musing Blog "Will Trump Upset the Soft Landing-Landing Paradigm" is posted on our website. https://lnkd.in/eSs2qrm9 #Valueinvesting #smallcapstocks #behavioralfinance #softlanding

Our Market Musing Blog "Will Trump Upset the Soft Landing-Landing Paradigm" is posted on our website. https://lnkd.in/eSs2qrm9 #Valueinvesting #smallcapstocks #behavioralfinance #softlanding