S.E.E.D. Planning Group, LLC的动态

?? This episode of Ditch the Suits focuses on the critical importance of estate planning and the common mistakes people make in this area. #estateplanning #estate Travis and Steve welcome Jessica Blake, a Senior Wealth Manager and Certified Trust & Fiduciary Advisor (CTFA) from S.E.E.D. Planning Group, LLC, with extensive experience in estate planning, to share her insights. They discuss what constitutes an adequate estate plan and debunk the misconception that it's merely about having a will or life insurance. Jessica emphasizes the value of understanding the intricacies of estate planning, including tax implications and the potential for family conflict when things go awry. She also discusses the significance of the CTFA credential, the role of fiduciaries, and the transition from estate planning to comprehensive financial planning. You will appreciate Jessica's engaging anecdotes and the collaborative culture at S.E.E.D., which allows for a more holistic approach to financial and estate planning. Key Takeaways: ? Estate planning encompasses much more than just creating a will or purchasing life insurance; it's a comprehensive process. ? Having an adequate estate plan is crucial to avoid common mistakes and conflicts among heirs. ? An effective estate planner must understand various aspects, including tax implications and investment strategies. ? The CTFA designation indicates a deep understanding of trusts, fiduciary responsibilities, and estate planning complexities. ? Jessica emphasizes the importance of teamwork and mentorship in providing effective financial planning services. ? Being a fiduciary allows planners to prioritize clients' best interests without corporate constraints. ?? Listen on any podcast platform at https://lnkd.in/e3U3jwWk ??? Watch on YouTube at https://lnkd.in/ekTPAfwv

On April 9th, the @RotaryClubatForkedRiver got a taste of Tom's wit and wisdom as he delved into the intricate world of Business Transition and Exit Planning. With his trademark humor and experience, Certified Business Exit Planner, Tom Dogas took the stage to unravel the secrets of navigating the business exit process. Amidst the laughter and light-hearted banter, Tom spoke about critical business intentions linked to revenue and securing an optimal sale or transfer of your business. Play the Revenue Game: Tom's First Rule. Maximize revenue like a boss by planning! By optimizing your business's income streams, you're not just boosting profits; you're paving the way for a higher sales price that can help make your financial future become a reality. Want to turn heads in the market? Tom's unique 7 step strategic planning process that includes many routes business owners often don’t think of. Building from the correct Business Valuation towards the optimal transition offers business owners a way to exit their business the way they desire most! With Tom at the helm, the audience experienced a memorable mix of humor, valuable insights, and practical tips that left everyone buzzing with excitement about their future business exits. #businessexitplanner #exitplanning #successionplanning #businessowners #tomdogascexp (Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America? (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. C&A Financial Group, LLC is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License Number - 4051005. This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. 2024-174434 Exp 05/26)

Thinking ahead is crucial for agency owners! As you enjoy building your business, don’t overlook the importance of solid financial planning for your future. Have you considered how much you’d need to retire comfortably while maintaining your lifestyle? In this blog, we dive into the essentials of preparing for your financial endgame, from succession planning to understanding your agency's value. #Renaissance

In a landscape where financial planning can often feel overwhelming, we stand out as a beacon of clarity and confidence. Featured in renowned publications like Fortune, Entrepreneur, and Bloomberg Businessweek, our team of four premier advisors is dedicated to transforming the financial advisory experience. Led by seasoned experts including Mike Mullarney, CLU?, ChFC?, CFP?, AEP?, our approach focuses on comprehensive, tailored financial strategies that prioritize our clients' unique goals. We understand that today’s investors seek more than just portfolio performance; they want assurance that their financial journey is aligned with their life aspirations. From estate planning to wealth management, our diverse expertise ensures we provide realistic solutions without sugarcoated projections. We are committed to building lasting relationships that evolve with our clients’ needs, providing honest assessments and guidance for generations to come. Discover how we can help you navigate your financial future with confidence. Read the full article on our website: https://lnkd.in/e9tyRAQY. Jonathan E. Romero, Jr., CLU?, ChFC?, RICP?, CLTC?, Chris Coyne, Alexander Bierce, J.D., CFP?, AEP?, & Mike Mullarney, CLU?, ChFC?, CFP?, AEP? ? #CandidWealthAdvisors #FinancialPlanning #ConfidenceAndClarity #WealthManagement #ClientFocused

Thoughtful succession planning is crucial for a smooth transition of ownership in any family business. Open discussions on leadership roles, financial arrangements, and clear inheritance plans can help ensure stability and harmony within your family and business. Tools like buy-sell agreements and life insurance can add flexibility, protecting both the legacy and the future success of the enterprise. Don't keep your family in the dark - start discussing your business succession plan to ensure your business continues to thrive and your family is prepared. https://cstu.io/e1835f #successionplanning #businesssuccession #familybusiness

In today's new episode of CAPitalize Your Finances, I'll discuss five critical financial planning tips for families. Drawing inspiration from the legendary investor Peter Lynch, I'm going to explain why it's wise to invest in seemingly mundane businesses that consistently generate cash flow. I'll also cover the importance of life insurance, particularly for young families, discussing how it acts not only as a financial safety net but also as a strategic estate planning tool. Additionally, I'll unpack smart investment practices, including the old reliable 4% rule. Join me as I help you master these essential strategies on today’s fascinating episode of CAPitalize Your Finances! #financialplanning #financialpodcast #financialeducation #capitalizeyourfinances https://lnkd.in/g5RzCjiY

Power Talk: Take Control of Your Financial Future in 2025 Date: Wednesday, January 15, 2025 Time: 5 PM to 6:30 PM PST Location: Zoom Hosted by Jay Gauthier Jr., this event is designed to empower you with financial education on money, wealth, and life insurance, giving you the tools to build a secure future for yourself and your family. Jay grew up in a family that struggled financially, which inspired his passion for helping others achieve financial independence. After starting his career in the fire department, Jay transitioned into the financial industry at 21, discovering his talent for entrepreneurship and education. By 30, he retired from traditional work, built a multimillion-dollar company, and now leads over 500 financial professionals across the country. This event will also include a discussion on opportunities in the financial industry for those looking to explore a new path. Our guest speakers will share their inspiring journeys: ?? Cami Bouman – A former manager in corporate America, Cami started in our industry by getting her license three years ago. Despite earning nearly six figures and excelling in her corporate role, she began part-time to pursue more flexibility. Within 12 months, she left corporate America and now earns multiple six figures as a full-time wife, mom, and entrepreneur. Cami and her husband, Boyer, are building a thriving business from their home in Minnesota. ?? Sergio Martin – A former business owner in automotive detailing, Sergio started part-time in the financial industry while running his company. He spent evenings learning the business and gradually transitioned to full-time, replacing his previous income. Today, Sergio and his wife, Mary Beth, who also left her corporate job in healthcare, work together building their dream life in South Carolina. Sergio has earned hundreds of thousands of dollars and set multiple MVP records in the industry. Here’s what you’ll gain from this event: ? Practical insights into building wealth and securing your financial future. ? Education on the importance of life insurance and financial planning. ? Real-life success stories of overcoming challenges and achieving financial independence. Join us live on Zoom! ?? DM me or Fill the form below ?? ?? https://lnkd.in/gRa2-Ywk ?? Or scan the QR code! Start 2025 with knowledge, inspiration, and the tools to take control of your financial future. Don’t miss this opportunity to learn from top industry leaders and set the tone for a successful year!

I was recently speaking to two young business owners who jointly own a couple of restaurants here in the Niagara region. At this point in their lives, their concern is not to make exorbitant returns in the market but to protect what they have built, protect their beautiful families, and protect each other in case of an unexpected event such as death or disability. Here’s where buy/sell agreements come into the picture. Imagine you and your business partner run a successful business. Each of you has a $500,000 life insurance policy on the other. If you pass away, your business partner gets $500,000 from the policy, which they use to buy your share of the business from your family. This is beneficial in two ways: 1?? That $500,000 flows directly to your family so that they are financially protected in your absence. 2?? The legacy you built is immortal. What you built is still in existence and running smoothly under your business partner. This is why we put great emphasis on financial planning because your financial health goes beyond stock market returns! And as always, if you get any value out of this, do help a friend today by sharing this! #FinancialPlanning #BusinessOwners #BuySellAgreements #FamilyFirst #ProtectYourLegacy DISCLAIMER AND DISCLOSURE: The information provided in this material is for educational and informational purposes only. It is not intended to be, and should not be construed as, financial advice. The content presented does not consider your specific financial situation, objectives, or risk tolerance. Any actions you take based on the information provided are at your own risk. Always consult with a qualified financial advisor or professional before making any investment decisions.

The MBA Way?Podcast?Episode 20:? Control & Compound Your Money https://lnkd.in/g-Tt9E9j In our first MBA Way?Podcast?of 2025, Darren Mitchell of Control and Compound Financial breaks down life insurance facts you didn’t even know were available, along with insights you can use to build your wealth. To become truly wealthy, you need to invest in yourself, your business and your real estate. When you’re not investing, you’re giving up control of your money to the bank.